23 Vale Cir, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 23 Vale Cir, Springfield, MA 01118

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,752 sqft · built 1987
Lot Size0.395 acres (17,197 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Sep 1996)
Tax Bill$4,831 (2026)
Deeds & MortgagesMay 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSPRI S:11787 P:0012

Property Details

APN / Parcel Number

Primary APNSPRI S:11787 P:0012
Alternative APN
  • 117870012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,752 sqft Living Area
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area17,197 sqft (0.395 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number117870012
Street Address23 VALE CIR
CitySPRINGFIELD
StateMA
Zip01118-2657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1006
Census Tract801605

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address23 VALE CIR, SPRINGFIELD, MA 01118-2657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 1996 · Amount on File
Deed SaleSep 30, 1996 · Amount on File
Prior SaleApr 3, 1989 · Amount on File
Deed Book / Page9638 / 203
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address23 VALE CIR, SPRINGFIELD, MA 01118-2657
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23224-280
DateMay 26, 2020
Book Page23224/280
Instrument26242
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueJun 1, 2030

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,831.00 (-11.89%)$312,500 (-10.64%) Land $61,100 Building $251,400$355,729 (-4.84%)
2025$5,483.00 (+7.38%)$349,700 (+16.76%) Land $61,100 Building $288,600$373,825 (+4.71%)
2024$357,010
2023$5,106.00$299,500 Land $58,200 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Vale Cir

Nearby Streets

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