23 Vadnay Ln, Cumberland, RI 02864 Property Records

Cumberland Town property record for 23 Vadnay Ln, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,140 sqft · built 2012
Lot Size0.518 acres (22,564 sqft)
Owner2 Individual Names on File
Last Sale$478,000 (Jul 2018)
Tax Bill$7,054 (2026)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9940-73

Property Details

APN / Parcel Number

Primary APN9940-73
Alternative APN
  • CUMB M:060 B:0065 L:000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,140 sqft Living Area
Gross Area4,256 sqft
1st Floor Area1,044 sqft
Basement Area1,024 sqft
Unfinished Basement1,024 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,564 sqft (0.518 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9940-73
Street Address23 VADNAY LN
CityCUMBERLAND
StateRI
Zip02864-1144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block65
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1030
Census Tract11402

Owner

23 Vadnay Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address23 VADNAY LN, CUMBERLAND, RI 02864-1144
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2018 · Amount on File
Deed SaleJul 16, 2018 · Amount on File
Prior SaleFeb 8, 2013 · Amount on File
Deed Book / Page1778 / 494
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 16, 2018
Property Address23 VADNAY LN, CUMBERLAND, RI 02864-1144
Document Number1778-494
Book / Page001778 / 000494
Instrument DateJul 16, 2018
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$478.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 FULLER RD #8 FOXBORO MA 020352002, 8, FOXBORO, MA 02035-2002

Mortgage

Document Number1778-497
DateJul 16, 2018
Book Page001778/000497
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 23 Vadnay Ln was $7,054, down 0.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,054.00 (-0.14%)$704,700 (+22.41%) Land $235,000 Building $469,700$714,711
2025$7,064.00$575,700 Land $162,800 Building $412,900
2023$6,690.00 (-0.65%)$575,700 (+28.16%) Land $162,800 Building $412,900
2022$6,734.00$449,200 Land $128,600 Building $320,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Vadnay Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Vadnay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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