23 Upland Ter, Mount Vernon, OH 43050 Property Records

Knox County property record for 23 Upland Ter, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft · built 1978
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Apr 2026)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`66-06179.000`

Property Details

APN / Parcel Number

Primary APN	`66-06179.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	120 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	272 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Street Address	23 UPLAND TER
City	MOUNT VERNON
State	OH
Zip	43050-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL HEIGHTS ADDITION LOT #12
Legal Subdivision	COLONIAL HEIGHTS ADD
Legal Lot Number	12
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2006
Census Tract	7302

Owner

23 Upland Ter is owned by two individuals who bought it in April 2026.

Source: Knox County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6561 IRVINE CENTER DR, IRVINE, CA 92618-2118
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE CO LLC
Apr 7, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Oct 16, 2023
Deed Document Number	20262488
Deed Book / Page	2122 / 159
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	23 UPLAND TER, MOUNT VERNON, OH 43050-1419
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007535
Date	Sep 7, 2022
Book Page	1942/327
Instrument	20220-00007535

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2050

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	23 UPLAND TER, MOUNT VERNON, OH 43050-1419
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005029
Date	Jul 23, 2025
Book Page	2082/153
Instrument	202500005029

Lender

Name	AMERIHOME MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Apr 7, 2026
Property Address	23 UPLAND TER, MOUNT VERNON, OH 43050-1419
Document Number	0000002488
Book / Page	2122 / 159
Instrument Date	Apr 3, 2026
Instrument	20262488
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618-2118

Mortgage

Document Number	0000002489,
Date	Apr 7, 2026
Instrument	20262489

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Oct 16, 2023
Property Address	23 UPLAND TER, MOUNT VERNON, OH 43050-1419
Document Number	0000007039
Book / Page	1994 / 938
Instrument Date	Sep 27, 2023
Instrument	202300007039
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 EMMORTON PARK RD, EDGEWOOD, MD 21040-1050

Mortgage

Document Number	0000007040
Date	Oct 16, 2023
Book Page	1994/940
Instrument	202300007040

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	23 UPLAND TER, MOUNT VERNON, OH 43050-1419
Document Number	0018080772
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 UPLAND TER MOUNT VERNON OH 430501419, MOUNT VERNON, OH 43050-1419

Mortgage

Document Number	0018080772
Date	Oct 13, 2020
Book Page	001808/000772
Instrument	8837

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23 Upland Ter was $2,631, down 2.2% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$199,330 Land $30,750 Building $168,580
2025	$2,631.00 (-2.19%)	$69,760 (-) Land $10,760 Building $59,000
2024	$2,690.00 (+1.78%)	$69,760 (-) Land $10,760 Building $59,000
2023	$2,643.00 (+28.05%)	$69,760 (+42.98%) Land $10,760 Building $59,000	$199,330 Land $30,750 Building $168,580
2022	$2,064.00	$48,790 Land $7,530 Building $41,260
2020			$139,390 Land $21,500 Building $117,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Upland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Upland Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

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