Madison Town property record for 23 Twin Coves Rd, Madison, CT 06443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,281 sqft · built 1960 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,000 (Jun 2020) |
| Tax Bill | $16,087 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | MADI M:24 B:233 |
| Primary APN | MADI M:24 B:233 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,281 sqft Living Area |
| Gross Area | 6,785 sqft |
| Basement Area | 1,054 sqft |
| Unfinished Basement | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 108200 |
|---|---|
| Street Address | 23 TWIN COVES RD |
| City | MADISON |
| State | CT |
| Zip | 06443-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 233 |
| Jurisdiction | MADISON CT |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 194102 |
23 Twin Coves Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Madison Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 TWIN COVES RD, MADISON, CT 06443-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Balloon Mortgage MORGAN STANLEY CREDIT CORP |
| Jun 24, 2020 | Warranty Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on File |
| Deed Sale | Jun 24, 2020 · Amount on File |
| Prior Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 20201480 |
| Deed Book / Page | 2149 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 23 TWIN COVES RD, MADISON, CT 06443-2803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2179-100 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 2179/100 |
| Instrument | 3482 |
| Name | MORGAN STANLEY CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON CT |
| Recording Date | Jun 24, 2020 |
| Property Address | 23 TWIN COVES RD, MADISON, CT 06443-2803 |
| Document Number | 2149-268 |
| Book / Page | 002149 / 000268 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 1480 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Tax | $649.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 TWIN COVES RD MADISON CT 064432803, MADISON, CT 06443-2803 |
The 2026 property tax bill for 23 Twin Coves Rd was $16,087, up 2.8% from the year before.
Source: Madison Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,087.00 (+2.81%) | $697,600 (-) Land $301,500 Building $357,800 | $1,262,571 (+158.55%) |
| 2025 | $15,647.00 | $697,600 Land $301,500 Building $396,100 | $488,320 Land $211,050 Building $277,270 |
| 2024 | $15,647.00 (+16.77%) | ||
| 2023 | $13,400.00 (+1.91%) | $447,100 (-) Land $214,400 Building $232,700 | |
| 2022 | $13,149.00 | $447,100 Land $214,400 Building $232,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Twin Coves Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Twin Coves Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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