York County and Wells Town property record for 23 Turtle Cove Ln, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,291 sqft · built 1989 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,730 (2025) |
| Deeds & Mortgages | May 2021 Refinance Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WLLS M:083 L:23-6 |
| Primary APN | WLLS M:083 L:23-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 4,656 sqft |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 1,038 sqft |
| Unfinished Basement | 1,038 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 TURTLE COVE LN |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-6243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | PINE HTS SUB |
| Legal Lot Number | 23-6 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 34002 |
23 Turtle Cove Ln is owned and occupied by two individuals.
Source: York County and Wells Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 TURTLE COVE LN, WELLS, ME 04090-6243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU |
| Oct 23, 2018 | Warranty Deed, Transfer MARKET STREET SETTLEMENT GROUP, MARKET STREET SETTLEMENT GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 23 TURTLE COVE LN, WELLS, ME 04090-6243 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0186540150 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 18654/150 |
| Instrument | 2021025912 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS ME |
| Recording Date | Oct 23, 2018 |
| Property Address | 23 TURTLE COVE LN, WELLS, ME 04090-6243 |
| Document Number | 0178280429 |
| Book / Page | 017828 / 000429 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 44863 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | MARKET STREET SETTLEMENT GROUP, MARKET STREET SETTLEMENT GRP |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 TURTLE COVE LN WELLS ME 040906243, WELLS, ME 04090-6243 |
The 2025 property tax bill for 23 Turtle Cove Ln was $3,730, up 6.2% from the year before.
Source: York County and Wells Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,730.00 (+6.24%) | $577,430 (-) Land $155,630 Building $421,800 | |
| 2024 | $3,511.00 (+2.03%) | $577,430 (-) Land $155,630 Building $421,800 | |
| 2023 | $3,441.00 (+7.06%) | $577,430 (+87.93%) Land $155,630 Building $421,800 | $685,805 |
| 2022 | $3,214.00 | $307,250 Land $70,580 Building $236,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Turtle Cove Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1984–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Turtle Cove Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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