23 Tracy Cir, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 23 Tracy Cir, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1965
Lot Size	0.502 acres (21,856 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Feb 2021)
Tax Bill	$25 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Refinance + 2 more
APN	`19D000244`

Property Details

APN / Parcel Number

Primary APN	`19D000244`
Alternative APN	`AMHE M:0019D B:0000 L:0244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
Gross Area	2,561 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,856 sqft (0.502 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	19D000244
Street Address	23 TRACY CIR
City	AMHERST
State	MA
Zip	01002-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	244
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	4
Census Block	4007
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	23 TRACY CIR, AMHERST, MA 01002-3234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMHERST CMNTY LAND T
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Feb 18, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Document Number	20213885
Deed Book / Page	13983 / 195
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	23 TRACY CIR, AMHERST, MA 01002-3234
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13984-78
Date	Feb 19, 2021
Book Page	13984/78
Instrument	3916

Lender

Name	AMHERST CMNTY LAND T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	23 TRACY CIR, AMHERST, MA 01002-3234
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13983-320
Date	Feb 19, 2021
Book Page	13983/320
Instrument	3901

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	23 TRACY CIR, AMHERST, MA 01002-3234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12913-94
Date	Mar 29, 2018
Book Page	12913/94
Instrument	5617

Lender

Name	SANTANDER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

February 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	AMHERST MA
Recording Date	Feb 18, 2021
Property Address	23 TRACY CIR, AMHERST, MA 01002-3234
Document Number	13983-195
Book / Page	13983 / 195
Instrument Date	Feb 2, 2021
Instrument	3885
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 MAIN ST, AMHERST, MA 01002-2410

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25.00 (-99.04%)	$140,000 (-) Land $137,900 Building $2,100	$343,615
2024	$2,591.00 (-7.92%)	$140,000 (-) Land $137,900 Building $2,100
2023	$2,814.00	$140,000 Land $137,900 Building $2,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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