Oswego County and Albion Town property record for 23 Towsley Rd, Pulaski, NY 13142
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,158 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 352000 102.00-01-06.01 |
| Primary APN | 352000 102.00-01-06.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 23 TOWSLEY RD |
|---|---|
| City | PULASKI |
| State | NY |
| Zip | 13142-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 6.010 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | ALBION |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20501 |
23 Towsley Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2021.
Source: Oswego County and Albion Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 TOWSLEY RD, PULASKI, NY 13142-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage EMPOWER FCU |
| Feb 11, 2019 | Deed of Trust, Mortgage EMPOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 0000008679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 29, 2021 |
| Property Address | 23 TOWSLEY RD, PULASKI, NY 13142-3402 |
| Document Number | 0000008679 |
| Instrument Date | Jul 23, 2021 |
| Instrument | R-2021-008679 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23 TOWSLEY RD, PULASKI, NY 13142-3402 |
| Document Number | 0000008680 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | R-2021-008680 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 23 TOWSLEY RD, PULASKI, NY 13142-3402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 23 TOWSLEY RD, PULASKI, NY 13142-3402 |
| Document Number | 0000001235 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | R-2019-001235 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 8, 2034 |
The 2026 property tax bill for 23 Towsley Rd was $4,158 with a homeowner's exemption, up 2.9% from the year before.
Source: Oswego County and Albion Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Albion Town |
| Unified School District | Altmar-Parish-Williamstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,158.00 (+2.87%) Homeowner's exemption | ||
| 2025 | $4,042.00 | $157,000 Land $29,000 Building $128,000 | $224,286 Land $41,429 Building $182,857 |
| 2023 | $157,000 Land $29,000 Building $128,000 | $182,558 Land $33,721 Building $148,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Towsley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Towsley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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