Milford City property record for 23 Tower St, Milford, CT 06460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,540 sqft · built 2014 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $814,501 (Jun 2024) |
| Tax Bill | $11,199 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:53 B:306 L:47-C |
| Primary APN | MILF M:53 B:306 L:47-C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,681 sqft |
| 1st Floor Area | 1,700 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 18979 |
|---|---|
| Street Address | 23 TOWER ST |
| City | MILFORD |
| State | CT |
| Zip | 06460-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 306 |
| Legal Lot Number | 47-C |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 150100 |
23 Tower St is owned by a company that bought it in June 2024.
Source: Milford City records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23 TOWER ST, MILFORD, CT 06460-3214 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage AMERICAN EAGLE FCU |
| Oct 21, 2025 | Deed of Trust, Mortgage NEWREZ LLC |
| Feb 25, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WELLS FARGO BANK NA |
| Dec 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jun 20, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Feb 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on File |
| Deed Sale | Jun 20, 2024 · Amount on File |
| Prior Sale | Nov 18, 2014 · Amount on File |
| Deed Document Number | 20243602 |
| Deed Book / Page | 4100 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 23 TOWER ST, MILFORD, CT 06460-3214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004173-529 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 4173/529 |
| Instrument | 1233 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 23 TOWER ST, MILFORD, CT 06460-3214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004157-534 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 4157/534 |
| Instrument | 6815 |
| Name | NEWREZ LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 349 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 23 TOWER ST, MILFORD, CT 06460-3214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003929-658 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 3929/658 |
| Instrument | 6599780016 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 23 TOWER ST, MILFORD, CT 06460-3214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 004045-201 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 4045/201 |
| Instrument | 9276 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Jun 20, 2024 |
| Property Address | 23 TOWER ST, MILFORD, CT 06460-3214 |
| Document Number | 004100-235 |
| Book / Page | 4100 / 235 |
| Instrument Date | Jun 18, 2024 |
| Instrument | 3602 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000003603 |
|---|---|
| Date | Jun 20, 2024 |
| Instrument | 3603 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 23 TOWER ST, MILFORD, CT 06460-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3860-738 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 3860/738 |
| Instrument | 6472500016 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
The 2025 property tax bill for 23 Tower St was $11,199.
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,199.00 | $378,980 Land $114,350 Building $264,630 | $541,400 Land $163,357 Building $378,043 |
| 2024 | $11,199.00 (+9.54%) | ||
| 2023 | $10,224.00 | $376,290 Land $114,350 Building $261,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Tower St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Tower St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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