Clackamas County property record for 23 Touchstone, Lake Oswego, OR 97035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,144 sqft · built 1970 |
| Lot Size | 0.165 acres (7,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $930,000 (Jul 2022) |
| Tax Bill | $9,192 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E05CA03500 |
| Primary APN | 21E05CA03500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,144 sqft Living Area |
| Basement Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 7,180 sqft (0.165 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 00212246 |
|---|---|
| Street Address | 23 TOUCHSTONE |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97035-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | 1416 MOUNTAIN PARK #7 LT 7 ALSO PT COMMON AREA |
| Legal Range | 1E |
| Legal Township | 2S |
| Legal Section | 05 |
| Legal Subdivision | MOUNTAIN PARK #7 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20303 |
Source: Clackamas County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION |
| Apr 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jul 12, 2022 | Re-recorded Document WFG TITLE |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Dec 9, 2020 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Apr 3, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Prior Sale | Apr 15, 2022 · Amount on Record |
| Deed Document Number | 202239765 |
| Prior Transfer Date | Apr 12, 2022 |
| Prior Transfer Doc | 0000039765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | May 18, 2026 |
| Property Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Number | 0000020806 |
| Instrument Date | May 14, 2026 |
| Instrument | 202620806 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship, 164 |
| Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Number | 0000020806, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202620806 |
| Name | ONPOINT COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Apr 15, 2022 |
| Property Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Number | 0000022398 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022-022398 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | WFG TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28048 SW KAISER PL, 28048, WEST LINN, OR 97068-9564 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Number | 0000022399 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022-022399 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Jul 12, 2022 |
| Property Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Number | 0000039765 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022-039765 |
| Record Updated | Jul 18, 2022 |
| Title Company | WFG TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 28048 SW KAISER PL, 28048, WEST LINN, OR 97068-9564 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028836 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020-028836 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000104092 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020-104092 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Apr 3, 2019 |
| Property Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Number | 0000017240 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2019-017240 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | FIDELITY NATL TTL CO OF OR |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 TOUCHSTONE, LAKE OSWEGO, OR 97035-1905 |
| Document Number | 0000017241 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 2019-017241 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,192.00 (+5.84%) | $478,699 (+6.09%) | $934,348 (+6.39%) Land $390,298 Building $544,050 |
| 2023 | $8,685.00 | $451,221 | $878,270 Land $363,940 Building $514,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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