23 Toby Ln, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 23 Toby Ln, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	1,646 sqft · built 1955
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jan 2004)
Tax Bill	$8,124 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-02628-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`03-02628-0000-00018`
Alternative APNs	`0301085000000110` `030262800018`

Interior

Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 78 ft wide

Location & Zoning

Old Parcel Number	0301085000000110
Street Address	23 TOBY LN
City	TRENTON
State	NJ
Zip	08620-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	07959-W2
Legal Subdivision	YARDVILLE ESTATES
Legal Block	2628
Legal Lot Number	18
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3019
Census Tract	3003

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 TOBY LN, TRENTON, NJ 08620-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MERCER COUNTY NJ TEACHERS FCU
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 9, 2019	Deed of Trust, Mortgage · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2004 · Amount on Record
Deed Sale	Jan 14, 2004 · Amount on Record
Deed Book / Page	4663 / 52
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	23 TOBY LN, HAMILTON, NJ 08620-2603
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037858
Date	Nov 3, 2023
Book Page	11841/641
Instrument	2023037858

Lender

Name	MERCER COUNTY NJ TEACHERS FCU
Type	Credit Union
Address	TRENTON, NJ 08690

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 30, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	23 TOBY LN, HAMILTON, NJ 08620-2603
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058110
Date	Sep 22, 2021
Book Page	11667/596
Instrument	2021058110

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	23 TOBY LN, HAMILTON, NJ 08620-2603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037210
Date	Sep 3, 2020
Book Page	11515/1493
Instrument	2020037210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	23 TOBY LN, HAMILTON, NJ 08620-2603
Document Number	0000005152
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 TOBY LN TRENTON NJ 086202603, TRENTON, NJ 08620-2603

Mortgage

Document Number	0000005152
Date	Jan 31, 2020
Book Page	011464/001330
Instrument	5152

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,100 (-) Land $78,000 Building $141,100	$219,100 (-) Land $78,000 Building $141,100
2025	$8,124.00 (+5.22%)	$219,100 (-) Land $78,000 Building $141,100	$219,100 (-) Land $78,000 Building $141,100
2024	$7,721.00 (+8.41%)
2023		$219,100 Land $78,000 Building $141,100	$219,100 Land $78,000 Building $141,100
2022	$7,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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