Suffolk County and Smithtown Town property record for 23 Timber Ridge Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,478 sqft · built 1986 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $20,319 (2024) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 43.1-2-19 |
| Primary APN | 473489 43.1-2-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 1,434 sqft |
| 2nd Floor Area | 1,044 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 14,810 sqft (0.34 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 845 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 23 TIMBER RIDGE DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-423976.61 TC-51 TIMBER RIDGE @ COMMACK SEC 2 LOT 61 *8003 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 135103 |
23 Timber Ridge Dr is owned and occupied by an individual.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 TIMBER RIDGE DR, COMMACK, NY 11725-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2018 | Deed of Trust, Mortgage · Line of Credit ASPIRE FCU |
| Jul 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jan 12, 2018 | Quit Claim Deed, Transfer CLOSING USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 23 TIMBER RIDGE DR, COMMACK, NY 11725-1738 |
| Document Number | 0229240434 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 TIMBER RIDGE DR COMMACK NY 117251738, COMMACK, NY 11725-1738 |
| Document Number | 0229240434 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 022924/000434 |
| Name | ASPIRE FCU |
|---|---|
| Type | Credit Union |
| Address | 67 WALNUT AVE # 401, CLARK, NJ 07066-1696 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 8, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 23 TIMBER RIDGE DR, COMMACK, NY 11725-1738 |
| Document Number | 0228920466 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 23 TIMBER RIDGE DR COMMACK NY 117251738, COMMACK, NY 11725-1738 |
| Document Number | 0228920466 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 022892/000466 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 12, 2018 |
| Property Address | 23 TIMBER RIDGE DR, COMMACK, NY 11725-1738 |
| Document Number | 0129460110 |
| Book / Page | 012946 / 000110 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 TIMBER RIDGE DR COMMACK NY 117251738, COMMACK, NY 11725-1738 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,540 Land $400 Building $7,140 | $942,500 Land $50,000 Building $892,500 | |
| 2024 | $20,319.00 | ||
| 2023 | $7,440 Land $400 Building $7,040 | $8,552 Land $460 Building $8,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Timber Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Timber Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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