23 Thomas St, Ansonia, CT 06401 Property Records

Ansonia City property record for 23 Thomas St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,269 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Apr 2024)
Tax Bill	$5,102 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31300`

Property Details

APN / Parcel Number

Primary APN	`31300`
Alternative APN	`ANSO M:048 B:0028 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,269 sqft
Basement Area	1,269 sqft
Unfinished Basement	1,269 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	31300
Street Address	23 THOMAS ST
City	ANSONIA
State	CT
Zip	06401-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	28
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1030
Census Tract	125200

Owner

23 Thomas St is owned and occupied by two individuals who bought it in April 2024.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 THOMAS ST, ANSONIA, CT 06401-3334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 10, 2023	Warranty Deed, Transfer
Feb 4, 2021	Warranty Deed, Transfer · FHA Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Apr 10, 2023 · Amount on File
Deed Book / Page	620 / 628
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	23 THOMAS ST, ANSONIA, CT 06401-3334
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000636-523
Date	Dec 18, 2025
Book Page	636/523
Instrument	1997600024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	23 THOMAS ST, ANSONIA, CT 06401-3334
Transaction Type	Mortgage
Record Updated	Mar 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00628-1089
Date	Feb 24, 2025
Book Page	628/1089
Instrument	1969570024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 8, 2024
Property Address	23 THOMAS ST, ANSONIA, CT 06401-3334
Document Number	000620-628
Book / Page	620 / 628
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 THOMAS ST, ANSONIA, CT 06401-3334

Mortgage

Document Number	1935370012
Date	Apr 8, 2024
Instrument	1935370012

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 10, 2023
Property Address	23 THOMAS ST, ANSONIA, CT 06401-3334
Document Number	000612-640
Book / Page	612 / 640
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CANAL ST # E4077, E4077, SHELTON, CT 06484-8121

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Feb 4, 2021
Property Address	23 THOMAS ST, ANSONIA, CT 06401-3334
Document Number	586-246
Book / Page	586 / 246
Instrument Date	Jan 28, 2021
Instrument	1797520002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 THOMAS ST, ANSONIA, CT 06401-3334

Mortgage

Document Number	1797530014
Date	Feb 4, 2021
Instrument	1797530014

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Thomas St was $5,102, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,102.00 (+3.2%)	$173,180 (-) Land $37,730 Building $135,450	$355,806 (+193.51%)
2025	$4,944.00	$173,180 Land $37,730 Building $135,450	$121,226 Land $26,411 Building $94,815
2024	$4,944.00 (+21.35%)
2023	$4,074.00 (-19.5%)	$155,260 (+15.95%) Land $37,730 Building $117,530
2022	$5,061.00	$133,900 Land $35,900 Building $98,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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