Passaic County and Passaic City property record for 23 The Cir, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 4,045 sqft · built 1910 |
| Lot Size | 0.296 acres (12,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Mar 2021) |
| Tax Bill | $25,003 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03305-0000-00054 |
| Primary APN | 07-03305-0000-00054 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,045 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,872 sqft (0.296 acres) |
| Lot Dimensions | 143 ft deep x 90 ft wide |
| Street Address | 23 THE CIR |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | CITY/PASSAIC |
| Legal Block | 3305 |
| Legal Lot Number | 54 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 175601 |
23 The Cir is owned by two individuals who bought it in March 2021.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 THE CIR, PASSAIC, NJ 07055-2422 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 18, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on File |
| Deed Sale | Mar 18, 2021 · Amount on File |
| Deed Document Number | 202119452 |
| Deed Book / Page | 3996 / 271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 THE CIR, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 THE CIR, PASSAIC, NJ 07055-2422 |
| Document Number | 0000010199 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | M17814/160 |
| Instrument | 2022010199 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 18, 2021 |
| Property Address | 23 THE CIR, PASSAIC, NJ 07055 |
| Document Number | 0000019452 |
| Book / Page | D3996 / 271 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021019452 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | BROWNSTONE ABSTRACT AND TTL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97 WESTERVELT PL, 97, PASSAIC, NJ 07055-4667 |
| Name | Verified Name |
|---|---|
| Address | 27 THE CIR, PASSAIC, NJ 07055-2422 |
| Document Number | 0000019453 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021019453 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 23 The Cir was $25,003, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,200 (-) Land $315,700 Building $271,500 | $587,200 (-) Land $315,700 Building $271,500 | |
| 2025 | $25,003.00 (+3.28%) | $587,200 Land $315,700 Building $271,500 | $587,200 Land $315,700 Building $271,500 |
| 2024 | $24,210.00 | ||
| 2023 | $587,200 Land $315,700 Building $271,500 | $587,200 Land $315,700 Building $271,500 | |
| 2022 | $22,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 The Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 The Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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