23 Terrace St, Struthers, OH 44471 Property Records

Mahoning County property record for 23 Terrace St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1918
Lot Size	0.072 acres (3,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,000 (Sep 2006)
Tax Bill	$282 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-005-0-022.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-005-0-022.00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	896 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	448 sqft
Upper Floors Area	448 sqft
Basement Area	448 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Enclosed Frame Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	23 TERRACE ST
City	STRUTHERS
State	OH
Zip	44471-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 288 25 X 125 (AKA TERRANCE ST)
Legal Subdivision	STRUTHERS CITY
Legal Lot Number	288
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	1
Census Block	1012
Census Tract	810600

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 TERRACE ST, STRUTHERS, OH 44471-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage ANDREW J JAROSZ
Nov 12, 2024	Certificate of Transfer, Transfer
Oct 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2006 · Amount on Record
Deed Sale	Sep 1, 2006 · Amount on Record
Prior Sale	Apr 21, 1978
Deed Document Number	200632774
Deed Book / Page	5643 / 1244
Prior Transfer Date	Oct 12, 2005
Prior Transfer Doc	05569/1538
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	23 TERRACE ST, STRUTHERS, OH 44471-1935
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06718/1614
Date	Jan 13, 2026
Book Page	6718/1614
Instrument	202600000596

Lender

Name	ANDREW J JAROSZ
Type	Private Party

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	1%

November 2024: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MAHONING OH
Recording Date	Nov 12, 2024
Property Address	23 TERRACE ST, STRUTHERS, OH 44471-1935
Document Number	06651/1481
Book / Page	6651 / 1481
Map Reference	VOL 2 PG 37
Instrument Date	Oct 31, 2024
Instrument	202400021873
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 TERRACE ST, STRUTHERS, OH 44471-1935

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MAHONING OH
Recording Date	Oct 4, 2019
Property Address	23 TERRACE ST, STRUTHERS, OH 44471-1935
Document Number	06346/0080
Book / Page	6346 / 0080
Map Reference	VOL 2 PG 37
Instrument Date	Sep 1, 2019
Instrument	201900021130
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 TERRACE ST, STRUTHERS, OH 44471-1935

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$282.00	$6,720 (-) Land $470 Building $6,250	$19,190 (-) Land $1,330 Building $17,860
2024	$282.00 (+1.81%)	$6,720 (-) Land $470 Building $6,250
2023	$277.00 (+78.71%)	$6,720 (+149.81%) Land $470 Building $6,250	$19,190 (+149.22%) Land $1,330 Building $17,860
2022	$155.00	$2,690 Land $460 Building $2,230	$7,700 Land $1,320 Building $6,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong, AT&T.

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