23 Summit Ln, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 23 Summit Ln, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,742 sqft · built 2012
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2012)
Tax Bill	$13,361 (2025)
Deeds & Mortgages	Apr 2023 Refinance Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:014/018.0-0098-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/018.0-0098-0000.0`
Alternative APN	`ASHL M:018.0 B:0098 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,742 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,082 sqft
Unfinished Basement	332 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,594 sqft (0.358 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 SUMMIT LN
City	ASHLAND
State	MA
Zip	01721-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	98
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1019
Census Tract	385101

Owner

23 Summit Ln is owned and occupied by an individual who bought it in June 2012.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 SUMMIT LN, ASHLAND, MA 01721-1372
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Feb 25, 2026	Deed of Trust, Mortgage NEEDHAM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2012 · Amount on File
Deed Sale	Jun 28, 2012 · Amount on File
Prior Sale	Jun 28, 2012 · Amount on File
Deed Book / Page	59402 / 417
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	23 SUMMIT LN, ASHLAND, MA 01721-1372
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081410-171
Date	Apr 10, 2023
Book Page	81410/171
Instrument	35305

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	23 SUMMIT LN, ASHLAND, MA 01721-1372
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085267-223
Date	Feb 25, 2026
Book Page	85267/223
Instrument	20345

Lender

Name	NEEDHAM BANK

Agreement

Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 23 Summit Ln was $13,361, up 5.1% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,361.00 (+5.14%)	$1,046,300 (+9.01%) Land $289,500 Building $756,800	$1,103,520 (-2.72%)
2024	$12,708.00 (+9.19%)	$959,800 (+13.56%) Land $289,500 Building $670,300	$1,134,395
2023	$11,638.00	$845,200 Land $275,500 Building $569,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Summit Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Summit Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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