23 Summer St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 23 Summer St, Kennebunk, ME 04043

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 7,588 sqft · built 1845
Lot Size1.06 acres (46,174 sqft)
OwnerTrust Name on File
Tax Bill$20,677 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNKENB M:045 L:067

Property Details

APN / Parcel Number

Primary APNKENB M:045 L:067
Alternative APNs
  • M:045 L:067 U:000
  • 6389

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area7,588 sqft Living Area
Gross Area15,080 sqft
1st Floor Area3,846 sqft
AtticAttic
Attic Area2,918 sqft
Basement Area3,742 sqft
Unfinished Basement3,742 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1845
Effective Year BuiltEffective 1845
Architectural StyleHistorical
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialSlate
Lot Area46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6389
Street Address23 SUMMER ST
CityKENNEBUNK
StateME
Zip04043-6636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal Lot Number67
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group3
Census Block3006
Census Tract28004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Kennebunk Historic District (Additional Documentation)
listed 1974 · 131 contributing resources · NRIS 74000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Summer St is owner-occupied and held in a trust.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of RecordTrust Name on File
Mailing Address23 SUMMER ST, KENNEBUNK, ME 04043-6636
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address23 SUMMER ST, KENNEBUNK, ME 04043-6636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176340729
DateDec 29, 2017
Book Page17634/0729
Instrument2017055041
Lender
NameWELLS FARGO BANK
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueDec 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3.13%
Type Change DateJan 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 23 Summer St was $20,677, up 1.1% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,677.00 (+1.07%)$2,099,200 (+73.92%) Land $448,000 Building $1,651,200
2024$20,459.00 (+5.61%)$1,207,000 (-) Land $172,000 Building $1,035,000
2023$19,372.00$1,207,000 Land $172,000 Building $1,035,000$2,769,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBUNK, KENNEBUNKPORT & WELLS WD
serves 35,663 people · EPA ID ME0090760
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer St

Nearby Streets

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