23 Sumac Dr, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 23 Sumac Dr, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 1977
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Jul 2019)
Tax Bill	$6,166 (2026)
Deeds & Mortgages	May 2021 Refinance Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0016 B:0050 L:0062`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0016 B:0050 L:0062`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,532 sqft
Basement Area	768 sqft
Unfinished Basement	538 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 SUMAC DR
City	TOWNSEND
State	MA
Zip	01469-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	50
Legal Lot Number	62
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1014
Census Tract	301102

Owner

23 Sumac Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 SUMAC DR, TOWNSEND, MA 01469-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jul 12, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Aug 14, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	201998738
Deed Book / Page	72912 / 539
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	72912-539
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	23 SUMAC DR, TOWNSEND, MA 01469-1208
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077851-108
Date	May 25, 2021
Book Page	77851/108
Instrument	117943

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jul 12, 2019
Property Address	23 SUMAC DR, TOWNSEND, MA 01469-1208
Document Number	72912-539
Book / Page	72912 / 539
Instrument Date	Jul 9, 2019
Instrument	98738
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SUMAC DR, TOWNSEND, MA 01469-1208

Mortgage

Document Number	98739
Date	Jul 12, 2019
Instrument	98739

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	TOWNSEND MA
Recording Date	Aug 14, 2018
Property Address	23 SUMAC DR, TOWNSEND, MA 01469-1208
Document Number	71467-269
Book / Page	071467 / 000269
Instrument Date	Jul 23, 2018
Instrument	123661
Transaction Type	Foreclosure
Record Updated	Sep 4, 2018

Transaction

Amount	Amount on Record
Tax	$1,131.79
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 23 Sumac Dr was $6,166, up 2.4% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,166.00 (+2.36%)	$448,400 (+8.07%) Land $103,000 Building $344,000	$495,805 (-)
2025	$6,024.00 (+2.78%)	$414,900 (+2.02%) Land $90,600 Building $324,300	$495,805 (+14.53%)
2024	$5,861.00 (+1.17%)	$406,700 (+7.14%) Land $90,600 Building $316,100	$432,915
2023	$5,793.00	$379,600 Land $78,300 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Sumac Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1984–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Sumac Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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