23 Streamside Ln, Highlands, NC 28741 Property Records

Macon County property record for 23 Streamside Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,892 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$1,712,500 (Jan 2023)
Tax Bill	$5,074 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7551630215`

Property Details

APN / Parcel Number

Primary APN	`7551630215`
Alternative APNs	`0543600` `147340` `154196`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,892 sqft Heated Area
1st Floor Area	2,842 sqft
Upper Floors Area	400 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Patio
Porch Area	292 sqft
Deck Area	96 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	154196
Street Address	23 STREAMSIDE LN
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 2 REV WHITESIDE CLUB
Legal Subdivision	WHITESIDE CLUB
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1003
Census Tract	970502

Owner

23 Streamside Ln is owned by an individual who bought it in January 2023.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	43 WATERS VIEW DR, PIKE ROAD, AL 36064-3838
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 10, 2020	Warranty Deed, Transfer
Jun 21, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Document Number	202348
Deed Book / Page	H- / 42.1949
Prior Transfer Date	Apr 4, 2013
Prior Transfer Doc	00P35/2178
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 5, 2023
Property Address	23 STREAMSIDE LN, HIGHLANDS, NC 28741
Document Number	00H42/1949
Book / Page	H-42 / 1949
Map Reference	CARD 10167
Instrument Date	Jan 4, 2023
Instrument	2023000048
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WATERS VIEW DR, PIKE ROAD, AL 36064-3838

Mortgage

Document Number	2023000049
Date	Jan 5, 2023
Instrument	2023000049

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	10.3%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	23 STREAMSIDE LN, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A40/523
Date	Jul 6, 2020
Book Page	A-40/523
Instrument	2020004412

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 10, 2020
Property Address	23 STREAMSIDE LN, HIGHLANDS, NC 28741
Document Number	C40/928
Book / Page	C-40 / 928
Map Reference	CARD 10167
Instrument Date	Aug 10, 2020
Instrument	2020005495
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$2,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 GOLDBUG AVE, SULLIVANS ISLAND, SC 29482-9680

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 21, 2019
Property Address	23 STREAMSIDE LN, HIGHLANDS, NC 28741
Document Number	G39/1543
Book / Page	G-39 / 1543
Map Reference	CARD 10167
Instrument Date	Jun 17, 2019
Instrument	2019003924
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1685, HIGHLANDS, NC 28741-1685

Mortgage

Document Number	2019003925
Date	Jun 21, 2019
Instrument	2019003925

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2026 property tax bill for 23 Streamside Ln was $5,074, up 15.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,074.00 (+15.45%)	$1,694,740 (+14.59%) Land $250,000 Building $1,444,740	$1,694,740 (+14.59%) Land $250,000 Building $1,444,740
2025	$4,395.00	$1,479,000 Land $250,000 Building $1,229,000	$1,479,000 Land $250,000 Building $1,229,000
2023	$4,365.00	$1,479,000 Land $250,000 Building $1,229,000	$1,479,000 Land $250,000 Building $1,229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Streamside Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Streamside Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CULLASAJA CLUB private · serves 800 people · EPA ID NC0157143
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Vyve Broadband Cable	1,000 / 50

May also be available: BalsamWest FiberNET, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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