23 Stone St, Danbury, CT 06810 Property Records

Danbury City property record for 23 Stone St, Danbury, CT 06810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,118 sqft · built 1959
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2011)
Tax Bill	$5,752 (2025)
Deeds & Mortgages	Dec 2023 Refinance Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DANB M:J15 L:169`

Property Details

APN / Parcel Number

Primary APN	`DANB M:J15 L:169`
Alternative APN	`J15169`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	J15169
Street Address	23 STONE ST
City	DANBURY
State	CT
Zip	06810-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	169
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2008
Census Tract	210201

Owner

23 Stone St is owned and occupied by an individual who bought it in January 2011.

Source: Danbury City records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	23 STONE ST, DANBURY, CT 06810-8050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL SECURITY CREDIT UNION
Nov 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2011 · Amount on File
Deed Sale	Jan 24, 2011 · Amount on File
Prior Sale	Jun 14, 2002 · Amount on File
Deed Book / Page	2121 / 979
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	23 STONE ST, DANBURY, CT 06810-8050
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002676-937
Date	Dec 19, 2023
Book Page	2676/937
Instrument	11667690022

Lender

Name	MUTUAL SECURITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	23 STONE ST, DANBURY, CT 06810-8050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2533-1125
Date	Nov 3, 2020
Book Page	2533/1125
Instrument	10954360010

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 23 Stone St was $5,752.

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,752.00	$230,160 Land $68,530 Building $161,630	$161,112 Land $47,971 Building $113,141
2024	$5,752.00 (+7.11%)
2023	$5,370.00 (+24.94%)	$230,160 (+51.12%) Land $68,530 Building $161,630
2022	$4,298.00	$152,300 Land $58,000 Building $94,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Stone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Stone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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