23 Stivers St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 23 Stivers St, Cresskill, NJ 07626

Property Summary

Property TypeSingle Family Home
Details1,792 sqft · built 1954
Lot Size0.056 acres (2,454 sqft)
Owner2 Individual Names on Record
Tax Bill$16,516 (2025)
Deeds & MortgagesAug 2026 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN08-00141-0000-00277

Property Details

APN / Parcel Number

Primary APN08-00141-0000-00277
Alternative APNs
  • 080014100277
  • 187400

Interior

Building Area1,792 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area2,454 sqft (0.056 acres)

Location & Zoning

Account Number187400
Street Address23 STIVERS ST
CityCRESSKILL
StateNJ
Zip07626-1911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionL278-283
Legal SubdivisionLAYOUT MERRIT PARK A
Legal Block141
Legal Lot Number277
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group2
Census Block2007
Census Tract8002

Owner

Source: Bergen County and Cresskill Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address23 STIVERS ST, CRESSKILL, NJ 07626-1911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2026
Deed SaleAug 28, 2026
Prior SaleJan 17, 2025 · Amount on Record
Deed Document Number202660028
Deed Book / Page5886 / 1238
Prior Transfer DateAug 5, 2026
Prior Transfer Doc0000060028
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 28, 2026
Property Address23 STIVERS ST, CRESSKILL, NJ 07626-1911
Document Number0000060028
Book / Page5886 / 1238
Instrument DateAug 5, 2026
Instrument202660028
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyTRUE TITLE, TRUE VALUE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 STIVERS ST, CRESSKILL, NJ 07626-1911

Mortgage

Document Number0000060029,
DateAug 28, 2026
Instrument202660029
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateSep 6, 2018
Property Address23 STIVERS ST, CRESSKILL, NJ 07626-1911
Document Number0030441600
Book / Page003044 / 001600
Instrument DateAug 24, 2018
Instrument63451
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 STIVERS ST CRESSKILL NJ 076261911, CRESSKILL, NJ 07626-1911

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$880,400 (+20.95%) Land $624,900 Building $255,500$880,400 (+20.95%) Land $624,900 Building $255,500
2025$16,516.00 (+7.3%)$727,900 (+12.47%) Land $523,200 Building $204,700$727,900 (+12.47%) Land $523,200 Building $204,700
2024$15,392.00 (+5.96%)
2023$647,200 Land $453,700 Building $193,500$647,200 Land $453,700 Building $193,500
2022$14,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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