23 Stemmers Run Rd, Earleville, MD 21919 Property Records

Cecil County property record for 23 Stemmers Run Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,760 sqft · built 2006
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2021)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-068024`

Property Details

APN / Parcel Number

Primary APN	`01-068024`
Alternative APN	`068024`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,760 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	123,710 sqft (2.84 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	068024
Street Address	23 STEMMERS RUN RD
City	EARLEVILLE
State	MD
Zip	21919-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	LOT 4 - 2.841 ACRES 23 STEMMERS RUN ROAD N/W OF EARLEVILLE
Legal Subdivision	STEMMERS RUN
Legal Lot Number	4
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4000
Census Tract	30100

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 STEMMERS RUN RD, EARLEVILLE, MD 21919-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Aug 25, 2006 · Amount on Record
Deed Book / Page	5033 / 464
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 15, 2021
Property Address	23 STEMMERS RUN RD, EARLEVILLE, MD 21919-2122
Document Number	0050330464
Book / Page	5033 / 464
Map Reference	MB 1105 FO 34
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 STEMMERS RUN RD, EARLEVILLE, MD 21919-2122

Mortgage

Document Number	0005033469
Date	Nov 15, 2021
Instrument	5033/469

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	23 STEMMERS RUN RD, EARLEVILLE, MD 21919-2122
Document Number	0042530282
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23 STEMMERS RUN RD EARLEVILLE MD 219192122, EARLEVILLE, MD 21919-2122

Mortgage

Document Number	0042530282
Date	Jun 6, 2018
Book Page	004253/000282

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,433 (+7.27%)	$436,100 (-) Land $103,100 Building $333,000
2025	$4,227.00 (+31.07%)	$380,767 (+8.8%)	$436,100 (+23.51%) Land $103,100 Building $333,000
2023	$3,225.00	$349,967	$353,100 Land $103,100 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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