Essex County and Saugus Town property record for 23 Staaf Rd, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,564 sqft · built 1963 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,000 (Aug 2017) |
| Tax Bill | $6,392 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:005-E B:0012 L:0003 |
| Primary APN | SAUG M:005-E B:0012 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 888 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5563034 |
|---|---|
| Street Address | 23 STAAF RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:005-E B:0012 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 STAAF RD, SAUGUS, MA 01906-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 18, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI CHURCHILL MTG |
| Aug 31, 2017 | Quit Claim Deed, Transfer · Conventional with PMI SANTANDER BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Nov 05, 2010 · Amount on Record |
| Transfer Doc | 0000058678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 STAAF RD, SAUGUS, MA 01906-4337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000628411 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 628411 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 STAAF RD, SAUGUS, MA 01906-4337 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 628411 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 628411 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 STAAF RD, SAUGUS, MA 01906-4337 |
| Document Number | 0000618291 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 STAAF ROAD RD SAUGUS MA 01906, SAUGUS, MA 01906 |
| Document Number | 0000618291 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 618291 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 STAAF RD, SAUGUS, MA 01906-4337 |
| Document Number | 0000611086 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 STAAF RD SAUGUS MA 019064337, SAUGUS, MA 01906-4337 |
| Document Number | 0000611086 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 611086 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 31, 2017 |
| Property Address | 23 STAAF RD, SAUGUS, MA 01906-4337 |
| Document Number | 0000585839 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 585839 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,901.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 STAAF RD SAUGUS MA 019064337, SAUGUS, MA 01906-4337 |
| Document Number | 585840 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 585840 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,392.00 (+4.34%) | $598,500 (+4.05%) Land $306,300 Building $292,200 | $686,375 |
| 2024 | $6,126.00 (+3.85%) | $575,200 (+9.79%) Land $288,800 Building $286,400 | |
| 2023 | $5,899.00 | $523,900 Land $253,800 Building $270,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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