Nassau County and Oyster Bay Town property record for 23 Spruce Ave, Bethpage, NY 11714
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,266 sqft · built 1987 |
| Lot Size | 0.173 acres (7,520 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,531 (2025) |
| Deeds & Mortgages | May 2017 Loan Modification Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-163-00-0263 |
| Primary APN | 46-163-00-0263 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 2,486 sqft |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 7,520 sqft (0.173 acres) |
| Lot Dimensions | 93 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 32 sqft |
| Balcony Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 46163 02630 |
|---|---|
| Street Address | 23 SPRUCE AVE |
| City | BETHPAGE |
| State | NY |
| Zip | 11714-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #3 SCH DIST 021 |
| Legal Block | 163 |
| Legal Lot Number | 263 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | OYSTER BAY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 519900 |
23 Spruce Ave is owned and occupied by two individuals.
Source: Nassau County and Oyster Bay Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 SPRUCE AVE, BETHPAGE, NY 11714-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2017 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 1, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 23 SPRUCE AVE, BETHPAGE, NY 11714-1521 |
| Document Number | 0423340192 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 23 SPRUCE AVE BETHPAGE NY 117141521, BETHPAGE, NY 11714-1521 |
| Document Number | 0423340192 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 042334/000192 |
| Instrument | 84345 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 23, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.74% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 23 SPRUCE AVE, BETHPAGE, NY 11714-1521 |
| Document Number | 0422910956 |
| Instrument Date | Mar 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 23 SPRUCE AVE BETHPAGE NY 117141521, BETHPAGE, NY 11714-1521 |
| Document Number | 0422910956 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 042291/000956 |
| Instrument | 77085 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 6, 2057 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 23 Spruce Ave was $7,531 with exemptions applied.
Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Oyster Bay Town |
| Unified School District | Bethpage Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535 Land $237 Building $298 | $535,000 | |
| 2025 | $7,531.00 | ||
| 2023 | $5,792.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $620 Land $275 Building $345 | $620,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Spruce Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHPAGE WD serves 33,000 people · EPA ID NY2902817 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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