23 Spring Cove Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 23 Spring Cove Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 1975
Lot Size	0.91 acres (39,435 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Feb 2012)
Tax Bill	$1,885 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8585-17-1441-000`

Property Details

APN / Parcel Number

Primary APN	`8585-17-1441-000`
Alternative APN	`70353080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,071 sqft Heated Area
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2009
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,435 sqft (0.91 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70353080
Street Address	23 SPRING COVE DR
City	BREVARD
State	NC
Zip	28712-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NICHOLSON CR RD
Legal Subdivision	SPRING COVE SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	1
Census Block	1055
Census Tract	960201

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 SPRING COVE DR, BREVARD, NC 28712-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Aug 9, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2012 · Amount on Record
Deed Sale	Feb 27, 2012 · Amount on Record
Deed Document Number	20121075
Deed Book / Page	604 / 338
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Recording Date	May 1, 2026
Property Address	23 SPRING COVE DR, BREVARD, NC 28712-4129
Document Number	0011870317
Book / Page	1187 / 317
Instrument Date	Apr 24, 2026
Instrument	20262036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPRING COVE DR, BREVARD, NC 28712-4129

Mortgage

Document Number	0000002036,
Date	May 1, 2026
Book Page	1187/317
Instrument	20262036

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	23 SPRING COVE DR, BREVARD, NC 28712-4129
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009950641
Date	Aug 9, 2021
Book Page	995/641
Instrument	2021006143

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,885.00	$437,470 (-) Land $30,000 Building $407,470	$437,470 (-) Land $30,000 Building $407,470
2025	$1,885.00 (+27.88%)	$437,470 (+62.68%) Land $30,000 Building $407,470	$437,470 (+62.68%) Land $30,000 Building $407,470
2023	$1,474.00	$268,920 Land $50,000 Building $218,920	$268,920 Land $50,000 Building $218,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon, Vyve Broadband.

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