Essex County and Georgetown Town property record for 23 Spofford St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,517 sqft · built 1957 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Nov 2014) |
| Tax Bill | $8,337 (2026) |
| Deeds & Mortgages | Sep 2024 Mortgage Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:00001 B:00000 L:00025 |
| Primary APN | GEOR M:00001 B:00000 L:00025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,517 sqft Living Area |
| Gross Area | 3,082 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,681 sqft (0.36 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 SPOFFORD ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 25 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 SPOFFORD ST, GEORGETOWN, MA 01833-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Oct 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Prior Sale | Jun 3, 2011 |
| Deed Book / Page | 33685 / 462 |
| Transfer Doc | 033685-462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 23 SPOFFORD ST, GEORGETOWN, MA 01833-1320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042325-451 |
|---|---|
| Date | Sep 16, 2024 |
| Book Page | 42325/451 |
| Instrument | 20240916000910 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 23 SPOFFORD ST, GEORGETOWN, MA 01833-1320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39011-503 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 39011/503 |
| Instrument | 20201002000990 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 23 SPOFFORD ST, GEORGETOWN, MA 01833-1320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39006-471 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 39006/471 |
| Instrument | 20201001001180 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 23 SPOFFORD ST, GEORGETOWN, MA 01833-1320 |
| Document Number | 36054-1 |
| Book / Page | 036054 / 000001 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36054-1 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 036054/000001 |
| Instrument | 1707280184 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,337.00 (+24.41%) | $605,900 (-) Land $257,900 Building $348,000 | $650,266 (+0.04%) |
| 2025 | $6,701.00 (+14.31%) | $605,900 (+29.72%) Land $257,900 Building $348,000 | $649,990 |
| 2024 | $5,862.00 (-1.2%) | $467,100 (+2.19%) Land $177,900 Building $289,200 | |
| 2023 | $5,933.00 | $457,100 Land $177,900 Building $279,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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