23 Spindrift Dr, Jackson, TN 38305 Property Records

Madison County property record for 23 Spindrift Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,916 sqft · built 2006
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Last Sale	$299,500 (May 2026)
Tax Bill	$1,044 (2025)
Deeds & Mortgages	Sep 2024 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043C-F-027.00`

Property Details

APN / Parcel Number

Primary APN	`043C-F-027.00`
Alternative APNs	`06043CF043C02700` `057043C F 02700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	1,916 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	145 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	23 SPINDRIFT DR
City	JACKSON
State	TN
Zip	38305-5986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CHASE PB 0009 PG 0042 BLK 0004 LOT 0027 90 X 140
Legal Subdivision	RIVER CHASE
Legal Block	4
Legal Lot Number	27
Jurisdiction	MADISON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	1501

Owner

Source: Madison County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 SPINDRIFT DR, JACKSON, TN 38305-5986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
May 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
May 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	20265205
Deed Book / Page	796 / 1875
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	23 SPINDRIFT DR, JACKSON, TN 38305-5986
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2259/1529
Date	Sep 20, 2024
Book Page	T2259/1529
Instrument	24010039

Lender

Name	LEADERS CU
Type	Credit Union
Address	35 STONEBRIDGE BLVD, JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Oct 1, 2031

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	May 12, 2026
Property Address	23 SPINDRIFT DR, JACKSON, TN 38305-5986
Document Number	0000005206
Book / Page	2309 / 795
Instrument Date	May 12, 2026
Instrument	20265206
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005206,
Date	May 12, 2026
Book Page	2309/795
Instrument	20265206

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 12, 2026
Property Address	23 SPINDRIFT DR, JACKSON, TN 38305-5986
Document Number	0000005205
Book / Page	796 / 1875
Instrument Date	May 12, 2026
Instrument	2026.5205
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111,923.15
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPINDRIFT DR, JACKSON, TN 38305-5986

Mortgage

Document Number	0000005206,
Date	May 12, 2026
Instrument	2026..5206

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 12, 2026
Property Address	23 SPINDRIFT DR, JACKSON, TN 38305-5986
Document Number	0D796/1875
Book / Page	796 / 1875
Instrument Date	May 12, 2026
Instrument	20265205
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111,923.15
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPINDRIFT DR, JACKSON, TN 38305-5986

Mortgage

Document Number	0000005206,
Date	May 12, 2026
Instrument	20265206

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,044.00	$55,725 (-) Land $6,250 Building $49,475	$222,900 (-) Land $25,000 Building $197,900
2024	$1,044.00
2023		$55,725 Land $6,250 Building $49,475
2022	$1,044.00		$222,900 Land $25,000 Building $197,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (2010–2014)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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