23 Speirs St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 23 Speirs St, Westbrook, ME 04092

Property Summary

Property Type	Triplex
Details	7 bd · 3.5 ba · 2,868 sqft · built 1935
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Nov 2019)
Tax Bill	$6,015 (2023)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:033 L:202`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:033 L:202`
Alternative APNs	`M:033 B:202` `2204`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,868 sqft Living Area
Gross Area	4,832 sqft
1st Floor Area	1,190 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 SPEIRS ST
City	WESTBROOK
State	ME
Zip	04092-4121
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	16
Legal Subdivision	CENTERDALE PK
Legal Lot Number	202
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2006
Census Tract	2800

Owner

23 Speirs St, a triplex, is owned and occupied by an individual who bought it in November 2019.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23 SPEIRS ST, WESTBROOK, ME 04092-4121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Dec 19, 2016 · Amount on File
Deed Document Number	201957756
Deed Book / Page	36161 / 150
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Nov 12, 2019
Property Address	23 SPEIRS ST, WESTBROOK, ME 04092-4121
Document Number	0361610150
Book / Page	036161 / 000150
Instrument Date	Nov 8, 2019
Instrument	57756
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1303 WESTBROOK ME 040981303, WESTBROOK, ME 04098-1303

Mortgage

Document Number	361610152
Date	Nov 12, 2019
Book Page	036161/000152
Instrument	57757

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$6,015.00 (+10.04%)	$360,600 (+19.4%) Land $78,100 Building $282,500
2022	$5,466.00	$302,000 Land $65,100 Building $236,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Speirs St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Speirs St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20