23 Spaulding Ln, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 23 Spaulding Ln, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$383,501 (Mar 2022)
Tax Bill	$8,679 (2025)
Deeds & Mortgages	May 2022 Refinance Mar 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`514889 29.5-5-1.100`

Property Details

APN / Parcel Number

Primary APN	`514889 29.5-5-1.100`
Alternative APN	`187480.100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,005 sqft
Upper Floors Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	150 ft deep x 143 ft wide
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	615 sqft
Canopy	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	187480.100
Street Address	23 SPAULDING LN
City	SAUGERTIES
State	NY
Zip	12477-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23
Legal Block	5
Legal Lot Number	1.100
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1013
Census Tract	950300

Owner

Source: Ulster County and Saugerties Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 SPAULDING LN, SAUGERTIES, NY 12477-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Mar 2, 2022	Deed, Transfer
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENT MUSGRAVE
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENT MUSGRAVE
Sep 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2019	Loan Modification, Mortgage · Conventional Mortgage MID-HUDSON VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Oct 20, 2003 · Amount on Record
Deed Document Number	20223828
Deed Book / Page	7017 / 330
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000012899
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	23 SPAULDING LN, SAUGERTIES, NY 12477-2312
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008996
Date	May 19, 2022
Book Page	12837/76
Instrument	2022-8996

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Mar 2, 2022
Property Address	23 SPAULDING LN, SAUGERTIES, NY 12477-2312
Document Number	0000003828
Book / Page	7017 / 330
Instrument Date	Feb 18, 2022
Instrument	2022-3828
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 KELDER RD APT 3, 3, OLIVEBRIDGE, NY 12461-5254

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	23 SPAULDING LN, SAUGERTIES, NY 12477-2312
Document Number	0000017290
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	ASAP ABSTRACT CORPORATION, ASAP ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPAULDING LN SAUGERTIES NY 124772312, SAUGERTIES, NY 12477-2312

Mortgage

Document Number	0000017290
Date	Nov 20, 2020
Book Page	012228/000245
Instrument	17290

Lender

Name	KENT MUSGRAVE
Address	1452 MOUNT ZION RD, HARDING, PA 18643-7114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Interest

Rate	3%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	23 SPAULDING LN, SAUGERTIES, NY 12477-2312
Document Number	0000017289
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	ASAP ABSTRACT CORPORATION, ASAP ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPAULDING LN SAUGERTIES NY 124772312, SAUGERTIES, NY 12477-2312

Mortgage

Document Number	0000017289
Date	Nov 20, 2020
Book Page	012228/000239
Instrument	17289

Lender

Name	KENT MUSGRAVE
Address	1452 MOUNT ZION RD, HARDING, PA 18643-7114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Interest

Rate	5%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 15, 2020
Property Address	23 SPAULDING LN, SAUGERTIES, NY 12477-2312
Document Number	0000012899
Book / Page	006671 / 000067
Instrument Date	Aug 31, 2020
Instrument	12899
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPAULDING LN KINGSTON NY 12401, KINGSTON, NY 12401

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	23 SPAULDING LN, SAUGERTIES, NY 12477-2312
Document Number	0000011540
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	GLASCO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPAULDING LN SAUGERTIES NY 124772312, SAUGERTIES, NY 12477-2312

Mortgage

Document Number	0000011540
Date	Sep 5, 2019
Book Page	006482/000323
Instrument	11540

Lender

Name	MID-HUDSON VLY FCU
Type	Credit Union
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 4, 2059

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,679.00 (+1.18%)	$434,500 (+29.9%) Land $68,500 Building $366,000	$434,500 (+29.9%) Land $68,500 Building $366,000
2023		$334,500 (+17.16%) Land $66,000 Building $268,500	$334,500 (+17.16%) Land $66,000 Building $268,500
2022		$285,500 Land $66,000 Building $219,500	$285,500 Land $66,000 Building $219,500
2021	$8,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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