23 Somerfield Dr, Union, MO 63084 Property Records

Franklin County property record for 23 Somerfield Dr, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,506 sqft · built 2010
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$262,000 (Feb 2021)
Tax Bill$2,469 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-9-31.1-0-015-010.190

Property Details

APN / Parcel Number

Primary APN18-9-31.1-0-015-010.190

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,506 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address23 SOMERFIELD DR
CityUNION
StateMO
Zip63084-4929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:35 BROOKMOORE PLAT 2
Legal Range1E
Legal Township43N
Legal Section31
Legal SubdivisionBROOKMOORE (LOC 18)
Legal Lot Number35
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1050
Census Tract800606

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address23 SOMERFIELD DR, UNION, MO 63084-4929
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK OF UNION
Mar 15, 2024Deed of Trust, Mortgage · Line of Credit
UNITED BANK OF UNION
Apr 30, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF SULLIVAN
Mar 20, 2018Deed of Trust, Mortgage · Line of Credit
BANK SULLIVAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Prior SaleMar 24, 2011 · Amount on Record
Deed Document Number20211976
Prior Transfer DateJun 30, 2010
Prior Transfer Doc0000004164
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address23 SOMERFIELD DR, UNION, MO 63084-4929
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002101977
DateFeb 1, 2021
Instrument2101977
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address23 SOMERFIELD DR, UNION, MO 63084-4929
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002402819
DateMar 15, 2024
Instrument2402819
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address23 SOMERFIELD DR, UNION, MO 63084-4929
Document Number0000005359
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedMay 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 SOMERFIELD DR UNION MO 630844929, UNION, MO 63084-4929

Mortgage

Document Number0000005359
DateMay 7, 2019
Instrument5359
Lender
NameBANK OF SULLIVAN
TypeBank
AddressSULLIVAN, MO 63080
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address23 SOMERFIELD DR, UNION, MO 63084-4929
Document Number0000004159
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 SOMERFIELD DR UNION MO 630844929, UNION, MO 63084-4929

Mortgage

Document Number0000004159
DateApr 2, 2018
Instrument4159
Lender
NameBANK SULLIVAN
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,469.00 (+11.42%)$41,411 (+12.37%)$217,950 (+12.36%) Land $22,000 Building $195,950
2023$2,216.00 (+3.41%)$36,854$193,970 Land $22,000 Building $171,970
2022$2,143.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2023–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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