Clinton County and Champlain Town property record for 23 Smith St, Rouses Point, NY 12979
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,504 sqft · built 1982 |
| Lot Size | 0.477 acres (20,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $202,500 (Oct 2019) |
| Tax Bill | $6,916 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092803 35.6-1-24 |
| Primary APN | 092803 35.6-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,504 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,798 sqft (0.477 acres) |
| Lot Dimensions | 208 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 48 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 SMITH ST |
|---|---|
| City | ROUSES POINT |
| State | NY |
| Zip | 12979-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEACON HEIGHTS LOT #24 |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | CHAMPLAIN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 100102 |
Source: Clinton County and Champlain Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 SMITH ST, ROUSES POINT, NY 12979-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Oct 29, 1998 · Amount on Record |
| Deed Document Number | 2019303839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 23 SMITH ST, ROUSES POINT, NY 12979-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000348708 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026-00348708 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Champlain Town |
| Municipality | Rouses Point Village |
| Unified School District | Northeastern Clinton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,916.00 (+609.33%) | ||
| 2025 | $975.00 | $292,400 (+16.96%) Land $30,500 Building $261,900 | $292,400 (+16.96%) Land $30,500 Building $261,900 |
| 2023 | $250,000 Land $30,500 Building $219,500 | $250,000 Land $30,500 Building $219,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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