Worcester County and Northborough Town property record for 23 Smith Rd, Northborough, MA 01532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,954 sqft · built 1993 |
| Lot Size | 1.83 acres (80,007 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,531 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NBOR M:0020 L:0004 |
| Primary APN | NBOR M:0020 L:0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,954 sqft Living Area |
| Gross Area | 7,302 sqft |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,007 sqft (1.83 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 23 SMITH RD |
|---|---|
| City | NORTHBOROUGH |
| State | MA |
| Zip | 01532-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 4 |
| Jurisdiction | NORTHBOROUGH MA |
| Township / Civil Division | NORTHBOROUGH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 740101 |
23 Smith Rd is owned and occupied by two individuals.
Source: Worcester County and Northborough Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 SMITH RD, NORTHBOROUGH, MA 01532-1051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHBOROUGH MA |
| Property Address | 23 SMITH RD, NORTHBOROUGH, MA 01532-1051 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000124737 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 124737 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 23 Smith Rd was $15,531, up 14.3% from the year before.
Source: Worcester County and Northborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Northborough Town |
| Elementary School District | Northborough School District (KG - 08) |
| Secondary School District | Northborough-Southborough School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,531.00 (+14.26%) | $1,089,900 (+14.5%) Land $340,500 Building $749,400 | $1,244,405 (+23.8%) |
| 2024 | $13,593.00 (+5.57%) | $951,900 (+9.34%) Land $278,200 Building $673,700 | $1,005,195 |
| 2023 | $12,876.00 | $870,600 Land $263,000 Building $607,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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