Bergen County and Ramsey Borough property record for 23 Shuart Ln, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1915 |
| Square Footage | 1,321 sqft Living Area |
| Lot Size | 5,009 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $645,000 (2026) |
| Tax Bill | $11,351.00 (2025) |
| Primary APN | 48-02303-0000-00014 |
|---|---|
| Alternative APN |
|
| Building Area | 1,321 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame Construction |
| Lot Area | 5,009 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 23 SHUART LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1834 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.115AC |
| Legal Block | 2303 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02303-0000-00014
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 SHUART LN, RAMSEY, NJ 07446-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 06, 2026 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Oct 07, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2026 · Amount on Record |
| Deed Sale | Jan 06, 2026 · Amount on Record |
| Deed Doc Number | 20261127 |
| Deed Book / Page | 5695 / 1335 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 06, 2026 |
| Property Address | 23 SHUART LN, RAMSEY, NJ 07446-1834 |
| Document Number | 0056951335 |
| Book / Page | 5695 / 1335 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2026001127 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAGE LAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,643.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8605 HOPPER CT, MYRTLE BEACH, SC 29579-1858 |
| Name | Verified Name |
|---|---|
| Address | 23 SHUART LN, RAMSEY, NJ 07446-1834 |
| Document Number | 2026001128 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 2026001128 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 SHUART LN, RAMSEY, NJ 07446-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 23 SHUART LN, RAMSEY, NJ 07446-1834 |
| Document Number | 0037511719 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 3751/1719 |
| Instrument | 20-099179 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.14% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576,500 (+4.57%) Land $285,500 Building $291,000 | $576,500 (+4.57%) Land $285,500 Building $291,000 | |
| 2025 | $11,351.00 (+0.33%) Veteran's exemption | $551,300 (+34.53%) Land $263,000 Building $288,300 | $551,300 (+34.53%) Land $263,000 Building $288,300 |
| 2024 | $11,314.00 (+7.76%) | ||
| 2023 | $409,800 Land $232,800 Building $177,000 | $409,800 Land $232,800 Building $177,000 | |
| 2022 | $10,499.00 |
23 Shuart Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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