23 Shore Dr, Middletown, RI 02842 Property Records

Middletown Town property record for 23 Shore Dr, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,684 sqft · built 2019
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Tax Bill	$36,293 (2025)
Deeds & Mortgages	Dec 2022 Sale Jan 2021 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`200000081`

Property Details

APN / Parcel Number

Primary APN	`200000081`
Alternative APN	`MIDD M:0116 B:SE L:2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
Gross Area	4,298 sqft
1st Floor Area	1,310 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	200000081
Street Address	23 SHORE DR
City	MIDDLETOWN
State	RI
Zip	02842-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	SE
Legal Lot Number	2
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3046
Census Tract	40400

Owner

23 Shore Dr is owner-occupied and held in a trust since December 2022.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	23 SHORE DR, MIDDLETOWN, RI 02842-6037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Feb 16, 2018	Deed of Trust, Mortgage BANK OF NEWPORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2022
Transfer Doc	0001788-94
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Dec 19, 2022
Property Address	23 SHORE DR, MIDDLETOWN, RI 02842-6037
Document Number	0001788-94
Book / Page	1788 / 94
Instrument Date	Dec 13, 2022
Instrument	2641
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SHORE DR, MIDDLETOWN, RI 02842-6037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	23 SHORE DR, MIDDLETOWN, RI 02842-6037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691-145
Date	Jan 5, 2021
Book Page	1691/145
Instrument	44

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	23 SHORE DR, MIDDLETOWN, RI 02842-6037
Document Number	1550-28
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SHORE DR MIDDLETOWN RI 02842, MIDDLETOWN, RI 02842

Mortgage

Document Number	1550-28
Date	Feb 16, 2018
Book Page	001550/000028
Instrument	383

Lender

Name	BANK OF NEWPORT
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Shore Dr was $36,293.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,293.00	$3,078,300 Land $2,563,000 Building $515,300	$2,736,892
2023	$25,793.00 (+4.74%)	$2,048,700 (-) Land $1,583,300 Building $465,400
2022	$24,625.00	$2,048,700 Land $1,583,300 Building $465,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Shore Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1982–2020)
Claims Outside the SFHA	14 of 34
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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