TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$13,685.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Mortgage
Document Number
0000197594
Date
Dec 14, 2022
Instrument
2022197594
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2053
June 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ALAMEDA CA
Property Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIDELITY NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000143928
Date
Jun 22, 2020
Instrument
2020143928
Lender
Name
FREMONT BANK
Type
Bank
Address
LIVERMORE, CA 94551
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2050
October 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ALAMEDA CA
Recording Date
Oct 14, 2020
Property Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Document Number
0000272288
Instrument Date
Jul 5, 2020
Instrument
272288
Transaction Type
Transfer
Record Updated
Jan 7, 2021
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
23 SHADOW MTN OAKLAND CA 946054616, OAKLAND, CA 94605-4616
September 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ALAMEDA CA
Recording Date
Sep 14, 2020
Property Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Document Number
0000231819
Instrument Date
Jul 5, 2020
Instrument
231819
Transaction Type
Transfer
Record Updated
Nov 18, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
23 SHADOW MTN OAKLAND CA 946054616, OAKLAND, CA 94605-4616
August 2017: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
ALAMEDA CA
Recording Date
Aug 23, 2017
Property Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Document Number
0000185123
Map Reference
MAP93 PG52
Instrument Date
Aug 7, 2017
Instrument
2017185123
Transaction Type
Transfer
Record Updated
Aug 19, 2021
Title Company
LAWYERS TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Mortgage
Document Number
0000185124
Date
Aug 23, 2017
Instrument
2017185124
Lender
Name
FREMONT BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2047
October 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ALAMEDA CA
Recording Date
Oct 18, 2017
Property Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Document Number
0000230456
Instrument Date
Aug 7, 2017
Instrument
230456
Transaction Type
Transfer
Record Updated
Nov 17, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
23 SHADOW MTN OAKLAND CA 946054616, OAKLAND, CA 94605-4616
January 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ALAMEDA CA
Recording Date
Jan 27, 2017
Property Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Document Number
0000021760
Map Reference
MB93 PG52
Instrument Date
Jan 11, 2017
Instrument
2017021760
Transaction Type
Transfer
Record Updated
Aug 19, 2021
Title Company
LAWYERS TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23 SHADOW MTN, OAKLAND, CA 94605-4616
Mortgage
Document Number
0000021761
Date
Jan 27, 2017
Instrument
2017021761
Lender
Name
RPM MORTGAGE INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 23 Shadow Mountain was $13,452, up 5.5% from the year before.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$774,000 (-12.48%)Land $232,200Building $541,800
2025
$13,452.00 (+5.51%)
$884,340Land $265,302Building $619,038
2024
$12,749.00 (-5.11%)
2023
$13,435.00
$850,000Land $255,000Building $595,000
$749,970
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 23 Shadow Mountain in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (1983–1998)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Feb 1998 · Severe Winter Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 23 Shadow Mountain is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025