Kendall County property record for 23 Seneca Dr, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,007 sqft · built 1960 |
| Lot Size | 0.253 acres (11,035 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (Jul 2007) |
| Tax Bill | $6,438 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-430-038 |
| Primary APN | 03-05-430-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,007 sqft Living Area |
| Gross Area | 2,213 sqft |
| 1st Floor Area | 1,007 sqft |
| Basement Area | 552 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Tri-Level |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,035 sqft (0.253 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 654 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 23 SENECA DR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 59 BOULDER HILL SUBD UNIT 7 SEC 5-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 05 |
| Legal Subdivision | BOULDER HILL SUB |
| Legal Lot Number | 59 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 890202 |
23 Seneca Dr is owned and occupied by two individuals who bought it in July 2007.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 SENECA DR, MONTGOMERY, IL 60538-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2007 · Amount on File |
| Deed Sale | Jul 20, 2007 · Amount on File |
| Prior Sale | Jan 1, 1987 · Amount on File |
| Deed Document Number | 200722198 |
| Prior Transfer Date | Oct 20, 2004 |
| Prior Transfer Doc | 0000030132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 23 SENECA DR, MONTGOMERY, IL 60538-2323 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 23 SENECA DR, MONTGOMERY, IL 60538-2323 |
| Document Number | 0000032784 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 202100032784 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 257 Months |
| Due | May 1, 2043 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,075 Land $25,743 Building $70,332 | $288,225 Land $77,229 Building $210,996 | |
| 2024 | $6,438.00 | ||
| 2022 | $72,844 Land $19,518 Building $53,326 | $218,532 Land $58,554 Building $159,978 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Seneca Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Seneca Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon, Watch TV.
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