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23 Seneca Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 23 Seneca Dr, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Tax Bill$13,791 (2024)
Deeds & MortgagesJul 2020 Construction Loan
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 118.-2-21

Property Details

APN / Parcel Number

Primary APN473489 118.-2-21
Alternative APNs
  • 0800-118.00-02.00-021.000
  • 348911800000020210000000
  • 47340027748

Exterior

Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address23 SENECA DR
CityCOMMACK
StateNY
Zip11725-4611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-551201 TC-52 *2807 LOT 26 PARKVIEW ESTS SEC 1
Legal Block2
Legal Lot Number21
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1005
Census Tract135208

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 SENECA DR, COMMACK, NY 11725-4611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Construction Mortgage
CALIBER HOME LOANS INC
Jun 29, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
CALIBER HM LOANS
Nov 1, 2017Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address23 SENECA DR, COMMACK, NY 11725-4611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231550925
DateJul 24, 2020
Book Page23155/925
InstrumentDL016984
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2045

June 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address23 SENECA DR, COMMACK, NY 11725-4611
Document Number0231810955
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 SENECA DR COMMACK NY 117254611, COMMACK, NY 11725-4611

Mortgage

Document Number0231810955
DateOct 7, 2020
Book Page023181/000955
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueOct 6, 2045
Interest
Rate TypeFixed Rate
Rate3.25%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address23 SENECA DR, COMMACK, NY 11725-4611
Document Number0228770099
Book / Page022877 / 000099
Instrument DateNov 1, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 SENECA DR COMMACK NY 117254611, COMMACK, NY 11725-4611

Mortgage

Document Number0228770099
DateNov 24, 2017
Book Page022877/000099
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 23, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,992 (-) Land $300 Building $4,692$624,000 (+10,774.87%) Land $37,500 Building $586,500
2024$13,791.00
2023$4,992 Land $300 Building $4,692$5,738 Land $345 Building $5,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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