23 Seabury Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 23 Seabury Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,546 sqft · built 1996
Lot Size	1.06 acres (46,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (May 2022)
Tax Bill	$8,294 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:139 B:103-DD L`

Property Details

APN / Parcel Number

Primary APN	`M:139 B:103-DD L`
Alternative APNs	`WEST M:139 B:103 L:DD` `13115953`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,546 sqft Living Area
Gross Area	4,978 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,553 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13115953
Street Address	23 SEABURY DR
City	WESTERLY
State	RI
Zip	02891-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	103
Legal Lot Number	DD
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3027
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 SEABURY DR, WESTERLY, RI 02891-3652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Dec 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU
May 12, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Book / Page	2022 / 10211
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	2020-29333
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	May 31, 2022
Property Address	23 SEABURY DR, WESTERLY, RI 02891-3652
Document Number	2022-10211
Book / Page	2022 / 10211
Instrument Date	May 31, 2022
Instrument	2022-2390
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

Mortgage

Document Number	0020222392
Date	May 31, 2022
Instrument	2022-2392

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 29, 2020
Property Address	23 SEABURY DR, WESTERLY, RI 02891-3652
Document Number	2020-9333
Book / Page	002020 / 029333
Instrument Date	Nov 12, 2020
Instrument	6703
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1500 GARDEN ST #9G HOBOKEN NJ 070304499, 9G, HOBOKEN, NJ 07030-4499

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 10, 2020
Property Address	23 SEABURY DR, WESTERLY, RI 02891-3652
Document Number	2020-3464
Book / Page	002020 / 013464
Instrument Date	Jul 9, 2020
Instrument	3108
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SEABURY DR WESTERLY RI 028913652, WESTERLY, RI 02891-3652

Mortgage

Document Number	2020-3467
Date	Jul 10, 2020
Book Page	002020/013467
Instrument	3109

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	23 SEABURY DR, WESTERLY, RI 02891-3652
Document Number	2018-7467
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SEABURY DR WESTERLY RI 028913652, WESTERLY, RI 02891-3652

Mortgage

Document Number	2018-7467
Date	Oct 16, 2018
Book Page	002018/017467
Instrument	4361

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2028

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 12, 2017
Property Address	23 SEABURY DR, WESTERLY, RI 02891-3652
Document Number	2017-8030
Book / Page	002017 / 008030
Instrument Date	May 12, 2017
Instrument	2000
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 SEABURY DR WESTERLY RI 028913652, WESTERLY, RI 02891-3652

Mortgage

Document Number	2017-8032
Date	May 12, 2017
Book Page	002017/008032
Instrument	2001

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,294.00 (+1.01%)	$1,066,100 (+31.91%) Land $481,200 Building $584,900	$1,104,817
2023	$8,211.00 (+0.7%)	$808,200 (+0.11%) Land $341,700 Building $466,500
2022	$8,154.00	$807,300 Land $341,700 Building $465,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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