23 School St, Groton, CT 06340 Property Records

Groton Town property record for 23 School St, Groton, CT 06340

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,730 sqft · built 1890
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:168918310480`

Property Details

APN / Parcel Number

Primary APN	`GROT M:168918310480`
Alternative APNs	`168918310480` `13118000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,730 sqft Living Area
Basement Area	180 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	168918310480
Street Address	23 SCHOOL ST
City	GROTON
State	CT
Zip	06340-3909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R52
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3003
Census Tract	702400

Owner

23 School St, a duplex, is owned and occupied by two individuals.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 SCHOOL ST, GROTON, CT 06340-3909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	23 SCHOOL ST, GROTON, CT 06340-3909
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001272-716
Date	Feb 23, 2022
Book Page	1272/716
Instrument	5120000005

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	97 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 23 School St was $5,152.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,152.00	$178,220 Land $94,038 Building $84,182	$124,754 Land $65,827 Building $58,927
2024	$5,152.00 (+12.05%)
2023	$4,598.00 (+3.4%)	$178,220 (-) Land $57,960 Building $120,260
2022	$4,447.00	$178,220 Land $57,960 Building $120,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20