23 School St, Apt 8, Westerly, RI 02891 Property Records

Westerly Town property record for 23 School St, Apt 8, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 934 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$165,500 (Oct 2021)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:066 B:92-W L:8`

Property Details

APN / Parcel Number

Primary APN	`M:066 B:92-W L:8`
Alternative APNs	`WEST M:66 B:92 L:W U:8` `13110310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	12 Units
Stories	1 Story
Building Area	934 sqft Living Area
Gross Area	966 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat
Roof Material	Tar & Gravel

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	13110310
Street Address	23 SCHOOL ST, 8
City	WESTERLY
State	RI
Zip	02891-2263
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	92
Legal Lot Number	W
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3005
Census Tract	50801

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 SCHOOL ST, 8, WESTERLY, RI 02891-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Sep 11, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20215829
Deed Book / Page	2021 / 26123
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	2020-18628
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 20, 2021
Property Address	23 SCHOOL ST APT 8, 8, WESTERLY, RI 02891-2263
Document Number	2021-26123
Book / Page	2021 / 26123
Instrument Date	Oct 20, 2021
Instrument	2021-5829
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SCHOOL ST APT 8W, 8W, WESTERLY, RI 02891-2263

Mortgage

Document Number	20215830
Date	Oct 20, 2021
Instrument	2021-5830

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 11, 2020
Property Address	23 SCHOOL ST APT 8, 8, WESTERLY, RI 02891-2263
Document Number	2020-8628
Book / Page	002020 / 018628
Instrument Date	Sep 10, 2020
Instrument	4287
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 TOP FOREST DR COLUMBIA SC 292092599, COLUMBIA, SC 29209-2599

Mortgage

Document Number	2020-8633
Date	Sep 11, 2020
Book Page	002020/018633
Instrument	4288

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00 (+24.64%)	$247,700 (+62.75%) Building $247,700	$255,149
2023	$1,546.00 (+0.59%)	$152,200 (-) Building $152,200
2022	$1,537.00	$152,200 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

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