23 Sandi Ln, Heron, MT 59844 Property Records

Sanders County property record for 23 Sandi Ln, Heron, MT 59844 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,489 sqft · built 1990
Lot Size	14.5 acres (635,540 sqft)
Owner	Individual Name on File
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R3513920`

Property Details

APN / Parcel Number

Primary APN	`R3513920`
Alternative APNs	`35-3685-11-3-01-20-0000` `0000008458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,638 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	635,540 sqft (14.5 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	468 sqft
Shed	1 Shed
Shed Area	348 sqft
Gazebo	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008458
Street Address	23 SANDI LN
City	HERON
State	MT
Zip	59844-8502
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S11, T26 N, R34 W, C.O.S. 3200, ACRES 14.59, AMD TR 2, W2 PLAT K2
Legal Tract	2
Jurisdiction	SANDERS MT
Township / Civil Division	THOMPSON FALLS-WEST END
Census Block Group	2
Census Block	2028
Census Tract	201

Owner

Source: Sanders County records · APN R3513920

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7050 YOKOLI LN, GARDEN VALLEY, CA 95633-9454
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage WHITEFISH CREDIT UNION
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Aug 30, 2019	Warranty Deed, Transfer · Stand-Alone Refinance WHITEFISH CREDIT UNION
Jan 25, 2019	Quit Claim Deed, Transfer · FHA Mortgage NATIONWIDE HOME LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2020
Deed Sale	Nov 30, 2020
Prior Sale	Aug 30, 2019
Deed Document Number	319106
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	23 SANDI LN, HERON, MT 59844-8502
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313988
Date	Aug 30, 2019
Instrument	313988

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2039

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Nov 30, 2020
Property Address	23 SANDI LN, HERON, MT 59844-8502
Document Number	319106
Instrument Date	Nov 23, 2020
Instrument	319106
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15, HERON, MT 59844-0015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7050 YOKOLI LN, GARDEN VALLEY, CA 95633-9454

Mortgage

Document Number	319107
Date	Nov 30, 2020
Instrument	319107

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Aug 30, 2019
Property Address	23 SANDI LN, HERON, MT 59844-8502
Document Number	313987
Instrument Date	Aug 28, 2019
Instrument	313987
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19210 N YALE RD, COLBERT, WA 99005-9337

Mortgage

Document Number	313988
Date	Aug 30, 2019
Instrument	313988

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2039

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDERS MT
Recording Date	Jan 25, 2019
Property Address	23 SANDI LN, HERON, MT 59844-8502
Document Number	0000311875
Instrument Date	Jan 17, 2019
Instrument	311875
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SANDI LN, HERON, MT 59844-8502

Mortgage

Document Number	0000311876
Date	Jan 25, 2019
Instrument	311876

Lender

Name	NATIONWIDE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Sanders County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Elementary School District	Noxon Elementary School District (PK - 08)
Secondary School District	Noxon High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (-5.41%)	$589,100 (+35.49%)	$589,100 (+35.49%) Land $246,387 Building $342,713
2023	$2,901.00	$434,800	$434,800 Land $132,055 Building $302,745

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sanders County (30089C), updated November 14, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 49% of Montana
Wildfire Likelihood	About 1 in 385 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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