23 Salisbury St, Saluda, NC 28773 Property Records

Polk County property record for 23 Salisbury St, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1970
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2022)
Tax Bill	$2,281 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P4-14`

Property Details

APN / Parcel Number

Primary APN	`P4-14`
Alternative APN	`33186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,102 sqft Finished Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	33186
Street Address	23 SALISBURY AVE
City	SALUDA
State	NC
Zip	28773-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	0.43 ACRE, 0S63 SALUDA RES AREA 63
Legal Subdivision	SALUDA RES AREA 63
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2011
Census Tract	920303

Owner

23 Salisbury St is owned and occupied by an individual who bought it in July 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	23 SALISBURY AVE, SALUDA, NC 28773-5005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Jun 17, 2005 · Amount on File
Deed Book / Page	471 / 1640
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Dec 31, 2025
Property Address	23 SALISBURY ST, SALUDA, NC 28773-0630
Document Number	00496/1929
Book / Page	496 / 1929
Map Reference	MB 437 PG 1928
Instrument Date	Dec 31, 2025
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2212 BILL COLLINS RD, COLUMBUS, NC 28722-7789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 BILL COLLINS RD, COLUMBUS, NC 28722-7789

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 22, 2022
Property Address	23 SALISBURY ST, SALUDA, NC 28773-0630
Document Number	00471/1640
Book / Page	471 / 1640
Map Reference	FILE E PG 1076
Instrument Date	Jul 16, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 LIBERTY MIDTOWN DR APT 102, 102, MT PLEASANT, SC 29464-3997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 SALISBURY ST, SALUDA, NC 28773-8698

Mortgage

Document Number	0004711643
Date	Jul 22, 2022
Instrument	471/1643

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 23 Salisbury St was $2,281, up 7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,281.00 (+7.04%)	$213,647 (-) Land $32,250 Building $181,397	$213,647 (-) Land $32,250 Building $181,397
2025	$2,131.00	$213,647 Land $32,250 Building $181,397	$213,647 Land $32,250 Building $181,397
2023	$1,838.00	$146,546 Land $25,800 Building $120,746
2021			$146,546 Land $25,800 Building $120,746

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Salisbury St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Salisbury St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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