23 Saint Stephens School Rd, Austin, TX 78746 Property Records

Travis County property record for 23 Saint Stephens School Rd, Austin, TX 78746

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,664 sqft · built 2015
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Tax Bill	$71,255 (2024)
Deeds & Mortgages	May 2022 Mortgage Aug 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0121230301`

Property Details

APN / Parcel Number

Primary APN	`0121230301`
Alternative APNs	`01212303010000` `121227`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	5,664 sqft Living Area
Gross Area	7,165 sqft
1st Floor Area	3,920 sqft
2nd Floor Area	1,744 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Tile
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Mixed
Garage Area	529 sqft
Carport	Carport
Carport Area	437 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	1,163 sqft
Deck Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	121227
Old Parcel Number	01212303010000
Street Address	23 SAINT STEPHENS SCHOOL RD
City	AUSTIN
State	TX
Zip	78746-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ROB ROY PHS 3
Legal Subdivision	ROB ROY PHS 3
Legal Phase	3
Legal Lot Number	7
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1031
Census Tract	1912

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23 SAINT STEPHENS SCHOOL RD, AUSTIN, TX 78746-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage PNC BANK NA
Aug 9, 2021	Deed of Trust, Mortgage · Construction Mortgage TEXAS CAPITAL BANK NA
Sep 19, 2017	Deed of Trust, Mortgage · ARM TEXAS CAPITAL BANK NA
Jun 13, 2017	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022
Deed Sale	May 18, 2022
Prior Sale	Jun 13, 2017
Deed Document Number	2022089615
Record Updated	Jun 8, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	May 18, 2022
Property Address	23 SAINT STEPHENS SCHOOL RD, AUSTIN, TX 78746-3108
Document Number	0000089615
Map Reference	VOL 82 PG 173
Instrument Date	May 17, 2022
Instrument	2022089615
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SAINT STEPHENS SCHOOL RD, AUSTIN, TX 78746-3108

Mortgage

Document Number	0000089616
Date	May 18, 2022
Instrument	2022089616

Lender

Name	PNC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	23 SAINT STEPHENS SCHOOL RD, AUSTIN, TX 78746-3108
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SAINT STEPHENS SCHOOL RD, AUSTIN, TX 78746-3108

Mortgage

Document Number	0000176336
Date	Aug 9, 2021
Instrument	2021176336

Lender

Name	TEXAS CAPITAL BANK NA
Type	Bank
Address	KANSAS CITY, MO 64105

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	23 SAINT STEPHENS SCHOOL RD, AUSTIN, TX 78746-3108
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150265
Date	Sep 19, 2017
Instrument	2017150265

Lender

Name	TEXAS CAPITAL BANK NA
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Max Rate	8.75%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 13, 2017
Property Address	23 SAINT STEPHENS SCHOOL RD, AUSTIN, TX 78746-3108
Document Number	0000093858
Instrument Date	Jun 12, 2017
Instrument	93858
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ST STEPHENS SCHOOL RD AUSTIN TX 787463108, AUSTIN, TX 78746-3108

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Eanes Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,434,560 (-28.25%) Land $824,598 Building $3,609,962	$4,434,560 (-28.25%) Land $824,598 Building $3,609,962
2024	$71,255.00 (+49.84%)
2023		$6,180,846 Land $787,500 Building $5,393,346	$6,180,846 Land $787,500 Building $5,393,346
2022	$47,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	20 (1981–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Nov 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY WCID 10 serves 9,204 people · EPA ID TX2270182
Water Source	Purchased surface water from CITY OF AUSTIN WATER & WASTEWATER
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband.

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