23 Saint John St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 23 Saint John St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,618 sqft · built 1880
Lot Size	0.281 acres (12,220 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Oct 2025)
Tax Bill	$3,527 (2026)
Deeds & Mortgages	Oct 2025 Sale Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145203 104.19-5-34.1`

Property Details

APN / Parcel Number

Primary APN	`145203 104.19-5-34.1`
Alternative APN	`52031041900005034100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	996 sqft
Upper Floors Area	622 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,220 sqft (0.281 acres)
Lot Dimensions	260 ft deep x 47.1 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 SAINT JOHN ST
City	LANCASTER
State	NY
Zip	14086-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC10
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	5
Legal Lot Number	34.100
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	14400

Owner

23 Saint John St is owned and occupied by two individuals who bought it in October 2025.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12405 REINHARDT RD W, ALDEN, NY 14004-9758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer STEWART TITLE
Nov 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2025196637
Deed Book / Page	11452 / 5412
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 28, 2025
Property Address	23 SAINT JOHN ST, LANCASTER, NY 14086-2009
Document Number	0114525412
Book / Page	11452 / 5412
Instrument Date	Oct 24, 2025
Instrument	2025196637
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 SAINT JOHN ST, LANCASTER, NY 14086-2009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 REINHARDT RD W, ALDEN, NY 14004-9758

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Nov 30, 2018
Property Address	23 SAINT JOHN ST, LANCASTER, NY 14086-2009
Document Number	0113379852
Book / Page	011337 / 009852
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$107.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SAINT JOHN ST LANCASTER NY 140862009, LANCASTER, NY 14086-2009

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	23 SAINT JOHN ST, LANCASTER, NY 14086-2009
Document Number	0138197983
Book / Page	013819 / 007983
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SAINT JOHN ST LANCASTER NY 140862009, LANCASTER, NY 14086-2009

Mortgage

Document Number	0138197983
Date	Jul 22, 2017
Book Page	013819/007983

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 23 Saint John St was $3,527 with exemptions applied, up 8.2% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,527.00 (+8.19%) Disabled Person's exemption Veteran's exemption
2025	$3,260.00 (+22.37%)	$107,000 (-) Land $27,600 Building $79,400	$167,188 (+12.51%) Land $43,125 Building $124,063
2024	$2,664.00 Disabled Person's exemption Veteran's exemption	$107,000 (-) Land $27,600 Building $79,400	$148,600 (+4.13%) Land $38,330 Building $110,270
2023	Disabled Person's exemption Veteran's exemption	$107,000 Land $27,600 Building $79,400	$142,700 Land $36,809 Building $105,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Saint John St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Saint John St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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