23 Rutledge Ave, Charleston, SC 29401 Property Records

Charleston County property record for 23 Rutledge Ave, Charleston, SC 29401

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,606 sqft · built 1973
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Aug 2019)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`457-12-03-154`

Property Details

APN / Parcel Number

Primary APN	`457-12-03-154`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,606 sqft Living Area
1st Floor Area	968 sqft
Upper Floors Area	638 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 28 ft wide
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	23 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29401-1814
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DESCRIPTION -UNIT 3
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	3
Census Block	3007
Census Tract	100

Owner

23 Rutledge Ave, a townhouse, is owned and occupied by an individual who bought it in August 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	23 RUTLEDGE AVE, CHARLESTON, SC 29401-1814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA
Aug 27, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Deed Book / Page	819 / 267
Prior Transfer Date	Dec 13, 2013
Prior Transfer Doc	0379/0868
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	23 RUTLEDGE AVE, CHARLESTON, SC 29401-1814
Document Number	0909/0817
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RUTLEDGE AVE CHARLESTON SC 294011814, CHARLESTON, SC 29401-1814

Mortgage

Document Number	0909/0817
Date	Aug 26, 2020
Book Page	000909/000817

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.3%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 27, 2019
Property Address	23 RUTLEDGE AVE, CHARLESTON, SC 29401-1814
Document Number	0819/0267
Book / Page	000819 / 000267
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RUTLEDGE AVE CHARLESTON SC 294011814, CHARLESTON, SC 29401-1814

Tax Assessment & Valuation

The 2025 property tax bill for 23 Rutledge Ave was $3,629, up 10.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,629.00 (+10.51%)	$730,250 (+2,775%) Land $569,250 Building $161,000	$817,718 Land $652,618 Building $165,100
2024	$3,284.00	$25,400
2022	$3,074.00	$25,400	$635,000 Land $495,000 Building $140,000
2020			$635,000 Land $495,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Rutledge Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 216 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	303 units insured incl. 87 condo units
Nearby Flood Claims	647 (1979–2025)
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 144 claims Hurricane Matthew, Oct 2016 · 155 claims Hurricane Hugo, Sep 1989 · 206 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Rutledge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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