Woonsocket City property record for 23 Rutland St, Woonsocket, RI 02895
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,502 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Mar 2026) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WOON M:39I L:294 U:17 |
| Primary APN | WOON M:39I L:294 U:17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 3,140 sqft |
| 1st Floor Area | 858 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 858 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6129 |
|---|---|
| Street Address | 23 RUTLAND ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-3504 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Lot Number | 294 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 18200 |
23 Rutland St, a duplex, is owned and occupied by an individual who bought it in March 2026.
Source: Woonsocket City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 RUTLAND ST, WOONSOCKET, RI 02895-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Oct 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on File |
| Deed Sale | Mar 10, 2026 · Amount on File |
| Prior Sale | Jul 3, 1997 · Amount on File |
| Deed Document Number | 2026242622 |
| Deed Book / Page | 3017 / 179 |
| Transfer Doc | 0002397-22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Mar 10, 2026 |
| Property Address | 23 RUTLAND ST, WOONSOCKET, RI 02895-3504 |
| Document Number | 003017-179 |
| Book / Page | 3017 / 179 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 242622 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 003017-183 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 3017/183 |
| Instrument | 242623 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Dec 18, 2025 |
| Property Address | 23 RUTLAND ST, WOONSOCKET, RI 02895-3504 |
| Document Number | 003001-106 |
| Book / Page | 3001 / 106 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 241493 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 RUTLAND ST, WOONSOCKET, RI 02895-3504 |
| Document Number | 003001-108 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 3001/108 |
| Instrument | 241494 |
| Name | AMERICAN HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 23 RUTLAND ST, WOONSOCKET, RI 02895-3504 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002666-69 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 2666/69 |
| Instrument | 217256 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Oct 23, 2018 |
| Property Address | 23 RUTLAND ST, WOONSOCKET, RI 02895-3504 |
| Document Number | 2397-22 |
| Book / Page | 002397 / 000022 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 197620 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 RUTLAND ST WOONSOCKET RI 028953504, WOONSOCKET, RI 02895-3504 |
The 2025 property tax bill for 23 Rutland St was $3,879.
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,879.00 | $345,400 Land $87,300 Building $258,100 | $400,064 |
| 2023 | $3,496.00 | $250,100 (-) Land $88,800 Building $161,300 | |
| 2022 | $3,496.00 | $250,100 Land $88,800 Building $161,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Rutland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Rutland St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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