23 Ruby Meadows Rd, Lake Katrine, NY 12449 Property Records

Ulster County and Ulster Town property record for 23 Ruby Meadows Rd, Lake Katrine, NY 12449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1992
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,336 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`101318.126`

Property Details

APN / Parcel Number

Primary APN	`101318.126`
Alternative APN	`515400 39.11-1-5.126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,546 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	101318.126
Street Address	23 RUBY MEADOWS RD
City	LAKE KATRINE
State	NY
Zip	12449-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Subdivision	RUBY MEADOW
Legal Block	1
Legal Lot Number	5.126
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2018
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 RUBY MEADOWS RD, LAKE KATRINE, NY 12449-5028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Jun 5, 2020	Loan Modification, Mortgage · Conventional Mortgage ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	23 RUBY MEADOWS RD, LAKE KATRINE, NY 12449-5028
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007966
Date	Jun 22, 2020
Book Page	12091/64
Instrument	2020-7966

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	23 RUBY MEADOWS RD, LAKE KATRINE, NY 12449-5028
Document Number	0000007967
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RUBY MEADOWS RD LAKE KATRINE NY 124495028, LAKE KATRINE, NY 12449-5028

Mortgage

Document Number	0000007967
Date	Jun 22, 2020
Book Page	006620/000141
Instrument	7967

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2030

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,336.00 (+150.33%)	$172,500 (-) Land $46,500 Building $126,000	$420,732 (+21.95%) Land $113,415 Building $307,317
2023		$172,500 (-) Land $46,500 Building $126,000	$345,000 (+1%) Land $93,000 Building $252,000
2022		$172,500 Land $46,500 Building $126,000	$313,636 Land $84,545 Building $229,091
2021	$3,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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