Westchester County and Rye City property record for 23 Rosemere St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,712 sqft · built 1923 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $772,500 (Jun 2010) |
| Tax Bill | $28,333 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-19-3-16 |
| Primary APN | 551400 146-19-3-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,712 sqft Living Area |
| 1st Floor Area | 2,712 sqft |
| Upper Floors Area | 149 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 23 ROSEMERE ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RYAN PARK |
| Legal Block | 3 |
| Legal Lot Number | 16.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 ROSEMERE ST, RYE, NY 10580-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Dec 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2010 · Amount on Record |
| Deed Sale | Jun 3, 2010 · Amount on Record |
| Prior Sale | Oct 4, 2005 · Amount on Record |
| Deed Document Number | 2010501463241 |
| Prior Transfer Date | Jul 19, 2000 |
| Prior Transfer Doc | 0402290662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 ROSEMERE ST, RYE, NY 10580-3707 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I |
| Name | Verified Name |
|---|---|
| Address | 23 ROSEMERE ST, RYE, NY 10580-3707 |
| Document Number | 0613563975 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 613563975 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 ROSEMERE ST, RYE, NY 10580-3707 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I |
| Name | Verified Name |
|---|---|
| Address | 23 ROSEMERE ST, RYE, NY 10580-3707 |
| Document Number | 0613563976 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 613563976 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42701 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.6% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,333.00 (+8.46%) | ||
| 2025 | $26,122.00 | $22,350 (-) Land $3,900 Building $18,450 | $1,894,067 (+6.78%) Land $330,508 Building $1,563,559 |
| 2024 | $22,350 (-) Land $3,900 Building $18,450 | $1,773,810 (+2.38%) Land $309,524 Building $1,464,286 | |
| 2023 | $22,350 Land $3,900 Building $18,450 | $1,732,559 Land $302,326 Building $1,430,233 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 88 (1978–2023) |
| Claims Outside the SFHA | 44 of 88 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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