Westchester County and New Castle Town property record for 23 Rose Ln, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,959 sqft · built 1961 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $965,000 (Jul 2011) |
| Tax Bill | $28,286 (2026) |
| Deeds & Mortgages | Jun 2020 Loan Modification Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 92.7-1-43 |
| Primary APN | 553600 92.7-1-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,959 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 1,039 sqft |
| Upper Floors Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 940 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 3202000 |
|---|---|
| Street Address | 23 ROSE LN |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Subdivision | SUBDIVISION MAP QUAKER HILLS |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 13104 |
23 Rose Ln is owned and occupied by two individuals who bought it in July 2011.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 ROSE LN, CHAPPAQUA, NY 10514-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2020 | Loan Modification, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2011 · Amount on File |
| Deed Sale | Jul 5, 2011 · Amount on File |
| Prior Sale | Jul 5, 2011 · Amount on File |
| Deed Document Number | 2011511793360 |
| Prior Transfer Date | Dec 15, 2008 |
| Prior Transfer Doc | 0490270035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 ROSE LN, CHAPPAQUA, NY 10514-2004 |
| Document Number | 0601933040 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | MILLENNIUM ABSTRACT COMPANY, MILLENNIUM ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 ROSE LN CHAPPAQUA NY 105142004, CHAPPAQUA, NY 10514-2004 |
| Document Number | 0601933040 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 060193/003040 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 12, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 ROSE LN, CHAPPAQUA, NY 10514-2004 |
| Document Number | 0601933039 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | MILLENNIUM ABSTRACT COMPANY, MILLENNIUM ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 ROSE LN CHAPPAQUA NY 105142004, CHAPPAQUA, NY 10514-2004 |
| Document Number | 0601933039 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 060193/003039 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 12, 2035 |
The 2026 property tax bill for 23 Rose Ln was $28,286, up 28.3% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,286.00 (+28.34%) | ||
| 2025 | $22,040.00 | $165,500 (-) Land $34,400 Building $131,100 | $1,186,380 (+0.86%) Land $246,595 Building $939,785 |
| 2024 | $165,500 (-) Land $34,400 Building $131,100 | $1,176,262 (+5.19%) Land $244,492 Building $931,770 | |
| 2023 | $165,500 Land $34,400 Building $131,100 | $1,118,243 Land $232,432 Building $885,811 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Rose Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 25 (1979–2021) |
| Claims Outside the SFHA | 16 of 25 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Rose Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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