Passaic County and Pompton Lakes Borough property record for 23 Romain Ave, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft · built 1947 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (May 2019) |
| Tax Bill | $12,009 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit May 2017 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03202-0000-00004 |
| Primary APN | 09-03202-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 172 ft deep x 50 ft wide |
| Street Address | 23 ROMAIN AVE |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | ANNIE B MOFFETT |
| Legal Block | 3202 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 196404 |
23 Romain Ave is owned and occupied by an individual who bought it in May 2019.
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 ROMAIN AVE, POMPTON LAKES, NJ 07442-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 8, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LAKELAND BANK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI GET A RATE LLC |
| May 17, 2019 | Deed of Trust, Transfer GET A RATE LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 201922969 |
| Deed Book / Page | 3586 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 ROMAIN AVE, POMPTON LAKES, NJ 07442-1201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000005390 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | M17757/86 |
| Instrument | 2022005390 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 ROMAIN AVE, POMPTON LAKES, NJ 07442-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CORNERSTONE ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022687 |
|---|---|
| Date | May 8, 2017 |
| Book Page | M14470/0087 |
| Instrument | 2017022687 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 676 Months |
| Due | Sep 28, 2073 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Type Change Date | May 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 ROMAIN AVE, POMPTON LAKES, NJ 07442-1201 |
| Document Number | 0000062014 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Address | 23 ROMAIN AVE POMPTON LAKES NJ 074421201, POMPTON LAKES, NJ 07442-1201 |
| Document Number | 0000062014 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 016629/000252 |
| Instrument | 62014 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 30, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 ROMAIN AVE, POMPTON LAKES, NJ 07442-1201 |
| Document Number | 0000022970 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | FOUNDATION TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 23 ROMAIN AVE POMPTON LAKES NJ 074421201, POMPTON LAKES, NJ 07442-1201 |
| Document Number | 0000022970 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 015536/000028 |
| Instrument | 22970 |
| Name | GET A RATE LLC |
|---|---|
| Address | ELMWOOD PARK, NJ 07407 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 ROMAIN AVE, POMPTON LAKES, NJ 07442-1201 |
| Document Number | 0000022688 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 23 ROMAIN AVE POMPTON LAKES NJ 074421201, POMPTON LAKES, NJ 07442-1201 |
| Document Number | 0000022688 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 014470/000101 |
| Instrument | 22688 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 672 Months |
| Due | May 7, 2073 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
The 2025 property tax bill for 23 Romain Ave was $12,009, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,700 (-) Land $118,700 Building $172,000 | $290,700 (-) Land $118,700 Building $172,000 | |
| 2025 | $12,009.00 (+4.77%) | $290,700 Land $118,700 Building $172,000 | $290,700 Land $118,700 Building $172,000 |
| 2024 | $11,462.00 | ||
| 2023 | $290,700 Land $118,700 Building $172,000 | $290,700 Land $118,700 Building $172,000 | |
| 2022 | $11,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Romain Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Romain Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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