23 ROLAND AVE O FALLON MO 633662253, O FALLON, MO 63366-2253
Mortgage
Document Number
71611422
Date
Oct 11, 2019
Book Page
007161/001422
Instrument
574040
Lender
Name
FIRST ST BK/ST CHARLES
Type
Bank
Address
SAINT CHARLES, MO 63301
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 10, 2049
November 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ST CHARLES MO
Recording Date
Nov 14, 2017
Property Address
23 ROLAND AVE, O FALLON, MO 63366-2253
Document Number
0068380823
Book / Page
006838 / 000823
Instrument Date
Nov 1, 2017
Instrument
709630
Transaction Type
Transfer
Record Updated
Nov 20, 2017
Title Company
FREEDOM TITLE AGENCY INC
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
23 ROLAND AVE O FALLON MO 633662253, O FALLON, MO 63366-2253
Mortgage
Document Number
68380826
Date
Nov 14, 2017
Book Page
006838/000826
Instrument
709640
Lender
Name
FIRST ST BK/ST CHARLES
Type
Bank
Address
SAINT CHARLES, MO 63301
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 13, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 23 Roland Ave was $2,372, down 1.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
O'Fallon City
Unified School District
Fort Zumwalt R-II School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$36,660 (-)
$192,946 (-)Land $40,000Building $152,946
2025
$2,372.00 (-1.21%)
$36,660
$192,946Land $40,000Building $152,946
2024
$2,401.00
2023
$36,049
2022
$189,731Land $40,000Building $149,731
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 23 Roland Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire
Wildfire risk around 23 Roland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source
Purchased surface water from several systems
Last State Inspection
Aug 2024
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.